# PostFinance App vs Swisscard

The clearest difference is rating: Swisscard at 4.6 against PostFinance App's 4.0. Swisscard also leads on ratings volume (271 vs 7) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Swisscard holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: Swisscard has 271 ratings behind it against 7, so its average is the more settled of the two.

PostFinance App ships an update every 6 weeks, Swisscard fortnightly. The most recent releases landed on September 19, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | PostFinance App | Swisscard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (7 ratings)](https://appshunter.io/ios/app/postfinance-app/id386766642/reviews) | **[4.6 (271 ratings)](https://appshunter.io/ios/app/swisscard/id1181860241/reviews)** |
| Number of ratings | 7 | **271** |
| Positive reviews | — | 21.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 549 MB | 154 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Die Schweizerische Post](https://appshunter.io/developer/378676703) | [Swisscard](https://appshunter.io/developer/1181860210) |

## What reviewers say

### PostFinance App

[App page](https://appshunter.io/ios/app/postfinance-app/id386766642)

Manage your banking, investments, and payments securely from your mobile device. Track spending, pay bills, and access investment products with ease. Offers features like QR-bill scanning, mobile payments, and digital voucher purchases.

**Highlights:** Account balance and transaction tracking, QR-bill scanning and eBill payments, Send money to mobile numbers, Investment product management, Digital voucher and prepaid credit purchases, Card limit adjustments and blocking, Push notifications for transactions

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Swisscard

[App page](https://appshunter.io/ios/app/swisscard/id1181860241)

Manage your credit cards securely and conveniently on the go. Track spending, confirm online payments in real-time, and block/unblock cards instantly. Access PINs, order replacements, and update personal information with ease.

**Highlights:** Real-time online payment confirmation, Transaction push notifications, Card blocking and unblocking, Spending limit tracking, Monthly statement review, Transaction filtering, PIN code display/ordering

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Clear and functional app (German review)
- 👍 Reliable and inexpensive card
- 👍 Great service and people on the phone
- 👍 Friendly and easy to understand for newcomers
- 👍 Works well and shows desired information

**What reviewers complain about**

- 🐛 App not showing card balance
- 🐛 Deactivated paperless statements
- 🐛 Not receiving payment approval notifications
- 🐛 Full of errors and bugs
- 🐛 No way to set expense limits

**Reported bugs**

- Card balance disappeared
- Links to 'report a problem' do not work
- Paperless statements deactivated after update
- Not receiving payment approval notifications
- App is full of errors and bugs

**Requested features**

- Add ability to fix expense limits
- Provide better protection with insurance for users of expense limits
- Reinstate previous app version for older iOS
- Add print or download functionality for all purchase details
- Implement a normal calendar view for expenses


## Frequently asked questions

### Is PostFinance App free?

PostFinance App is free to download, with no in-app purchases.

### Is Swisscard free?

Swisscard is free to download, with no in-app purchases.

### Which has better reviews, PostFinance App or Swisscard?

Swisscard is rated higher. PostFinance App averages 4.0 out of 5 from 7 ratings, while Swisscard averages 4.6 from 271 ratings.

### Do PostFinance App or Swisscard have ads?

Neither PostFinance App nor Swisscard shows ads.

### Which is updated more often, PostFinance App or Swisscard?

PostFinance App ships an update every 6 weeks, and Swisscard fortnightly. Most recently, PostFinance App was updated on September 19, 2026 and Swisscard on September 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*