# PostFinance App vs ZKB TWINT

The clearest difference is rating: ZKB TWINT at 4.9 against PostFinance App's 4.3. ZKB TWINT also leads on ratings volume (114 vs 10). PostFinance App's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZKB TWINT holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: ZKB TWINT has 114 ratings behind it against 10, so its average is the more settled of the two.

PostFinance App ships an update every 6 weeks, ZKB TWINT monthly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | PostFinance App | ZKB TWINT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (10 ratings)](https://appshunter.io/ios/app/postfinance-app/id386766642/reviews) | **[4.9 (114 ratings)](https://appshunter.io/ios/app/zkb-twint/id1210312916/reviews)** |
| Number of ratings | 10 | **114** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 549 MB | 75 MB |
| Requires iOS | 16.4 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Die Schweizerische Post](https://appshunter.io/developer/378676703) | [Zuercher Kantonalbank](https://appshunter.io/developer/428937858) |

## What reviewers say

### PostFinance App

[App page](https://appshunter.io/ios/app/postfinance-app/id386766642)

Manage your banking, investments, and payments securely from your mobile device. Track spending, pay bills, and access investment products with ease. Offers features like QR-bill scanning, mobile payments, and digital voucher purchases.

**Highlights:** Account balance and transaction tracking, QR-bill scanning and eBill payments, Send money to mobile numbers, Investment product management, Digital voucher and prepaid credit purchases, Card limit adjustments and blocking, Push notifications for transactions

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### ZKB TWINT

[App page](https://appshunter.io/ios/app/zkb-twint/id1210312916)

This Swiss payment app allows for fast, secure, and convenient transactions. Send, receive, and request money in real-time, pay in online shops and at checkouts, and even withdraw cash. It offers flexible limit adjustments and transparent transaction history.

**Highlights:** Real-time money transfer, Online and in-store payments, Cash withdrawal, Flexible limit adjustments, Transaction history search, Digital vouchers and tickets

**In-app purchases:** none


## Frequently asked questions

### Is PostFinance App free?

PostFinance App is free to download, with no in-app purchases.

### Is ZKB TWINT free?

ZKB TWINT is free to download, with no in-app purchases.

### Which has better reviews, PostFinance App or ZKB TWINT?

ZKB TWINT is rated higher. PostFinance App averages 4.3 out of 5 from 10 ratings, while ZKB TWINT averages 4.9 from 114 ratings.

### Do PostFinance App or ZKB TWINT have ads?

ZKB TWINT shows ads; PostFinance App does not.

### Which is updated more often, PostFinance App or ZKB TWINT?

PostFinance App ships an update every 6 weeks, and ZKB TWINT monthly. Most recently, PostFinance App was updated on October 23, 2026 and ZKB TWINT on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*