# PostFinance App vs Cembra App

The clearest difference is rating: Cembra App at 4.5 against PostFinance App's 4.0. Cembra App also leads on ratings volume (66 vs 7) and update cadence (every 3 weeks vs every 6 weeks). PostFinance App's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cembra App holds the better App Store score, 4.5 against 4.0. That said, the two scores are not equally well evidenced: Cembra App has 66 ratings behind it against 7, so its average is the more settled of the two.

PostFinance App ships an update every 6 weeks, Cembra App every 3 weeks. The most recent releases landed on September 19, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | PostFinance App | Cembra App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (7 ratings)](https://appshunter.io/ios/app/postfinance-app/id386766642/reviews) | **[4.5 (66 ratings)](https://appshunter.io/ios/app/cembra-app/id1592458781/reviews)** |
| Number of ratings | 7 | **66** |
| Positive reviews | — | 41.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 549 MB | 310 MB |
| Requires iOS | 16.4 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Die Schweizerische Post](https://appshunter.io/developer/378676703) | [Cembra Money Bank AG](https://appshunter.io/developer/1441135426) |

## What reviewers say

### PostFinance App

[App page](https://appshunter.io/ios/app/postfinance-app/id386766642)

Manage your banking, investments, and payments securely from your mobile device. Track spending, pay bills, and access investment products with ease. Offers features like QR-bill scanning, mobile payments, and digital voucher purchases.

**Highlights:** Account balance and transaction tracking, QR-bill scanning and eBill payments, Send money to mobile numbers, Investment product management, Digital voucher and prepaid credit purchases, Card limit adjustments and blocking, Push notifications for transactions

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Cembra App

[App page](https://appshunter.io/ios/app/cembra-app/id1592458781)

Manage your credit card details, view purchases in real-time, and retrieve your card PIN. Easily suspend your credit card and access monthly statements. Secure login with fingerprint or facial recognition.

**Highlights:** Real-time purchase tracking, Card PIN retrieval, Credit card suspension, Add card to Apple Wallet, Track credit card payments, Access monthly statements, Secure Touch ID/Face ID login

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PostFinance App free?

PostFinance App is free to download, with no in-app purchases.

### Is Cembra App free?

Cembra App is free to download, with no in-app purchases.

### Which has better reviews, PostFinance App or Cembra App?

Cembra App is rated higher. PostFinance App averages 4.0 out of 5 from 7 ratings, while Cembra App averages 4.5 from 66 ratings.

### Do PostFinance App or Cembra App have ads?

Neither PostFinance App nor Cembra App shows ads.

### Which is updated more often, PostFinance App or Cembra App?

PostFinance App ships an update every 6 weeks, and Cembra App every 3 weeks. Most recently, PostFinance App was updated on September 19, 2026 and Cembra App on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*