# PostFinance App vs UBS & UBS key4

The clearest difference is rating: UBS & UBS key4 at 4.7 against PostFinance App's 4.3. UBS & UBS key4 also leads on ratings volume (2.2K vs 10) and update cadence (every 3 weeks vs every 6 weeks). PostFinance App's advantage is iOS requirement (16.4 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBS & UBS key4 holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: UBS & UBS key4 has 2.2K ratings behind it against 10, so its average is the more settled of the two.

PostFinance App ships an update every 6 weeks, UBS & UBS key4 every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | PostFinance App | UBS & UBS key4 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (10 ratings)](https://appshunter.io/ios/app/postfinance-app/id386766642/reviews) | **[4.7 (2.2K ratings)](https://appshunter.io/ios/app/ubs-and-ubs-key4/id441068021/reviews)** |
| Number of ratings | 10 | **2.2K** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 549 MB | 610 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Die Schweizerische Post](https://appshunter.io/developer/378676703) | [UBS AG](https://appshunter.io/developer/369153318) |

## What reviewers say

### PostFinance App

[App page](https://appshunter.io/ios/app/postfinance-app/id386766642)

Manage your banking, investments, and payments securely from your mobile device. Track spending, pay bills, and access investment products with ease. Offers features like QR-bill scanning, mobile payments, and digital voucher purchases.

**Highlights:** Account balance and transaction tracking, QR-bill scanning and eBill payments, Send money to mobile numbers, Investment product management, Digital voucher and prepaid credit purchases, Card limit adjustments and blocking, Push notifications for transactions

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### UBS & UBS key4

[App page](https://appshunter.io/ios/app/ubs-and-ubs-key4/id441068021)

Access your UBS banking services on the go with this mobile app. It offers digital banking for private clients and business account setup for Swiss residents. Enjoy advanced security features to protect your transactions.

**Highlights:** Digital private banking, Business account setup, State-of-the-art security, Real-time notifications, AI transaction monitoring

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔒 Secure and does what it needs to do
- 👍 Easy, clear, and user-friendly
- 🚀 Convenient to manage banking services and pay bills
- 💡 Excellent personalized customer services

**What reviewers complain about**

- 🐛 Full of bugs
- 👎 Poor design and confusing user interface
- 🐢 Slow and unresponsive
- 🔌 Frequent app updates required
- 🔒 Complicated login and authentication process

**Reported bugs**

- Frequent connectivity issues and app crashes
- eBill payment issues causing duplicate payments
- Accounts not showing up as expected based on settings
- Scan and pay functionality not working
- Login and authentication problems

**Requested features**

- Ability to manage personal and business accounts in the same app
- Larger default font size for better accessibility
- Landscape mode support on iPad
- Ability to copy and paste in relevant fields
- More advanced charting and analytics for investments


## Frequently asked questions

### Is PostFinance App free?

PostFinance App is free to download, with no in-app purchases.

### Is UBS & UBS key4 free?

UBS & UBS key4 is free to download, with no in-app purchases.

### Which has better reviews, PostFinance App or UBS & UBS key4?

UBS & UBS key4 is rated higher. PostFinance App averages 4.3 out of 5 from 10 ratings, while UBS & UBS key4 averages 4.7 from 2.2K ratings.

### Do PostFinance App or UBS & UBS key4 have ads?

Neither PostFinance App nor UBS & UBS key4 shows ads.

### Which is updated more often, PostFinance App or UBS & UBS key4?

PostFinance App ships an update every 6 weeks, and UBS & UBS key4 every 3 weeks. Most recently, PostFinance App was updated on October 23, 2026 and UBS & UBS key4 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*