# PostFinance App vs UBS TWINT

The clearest difference is rating: UBS TWINT at 4.9 against PostFinance App's 4.0. UBS TWINT also leads on ratings volume (1.7K vs 7). PostFinance App's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (16.4 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBS TWINT holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: UBS TWINT has 1.7K ratings behind it against 7, so its average is the more settled of the two.

PostFinance App ships an update every 6 weeks, UBS TWINT every 2 months. The most recent releases landed on October 6, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | PostFinance App | UBS TWINT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (7 ratings)](https://appshunter.io/ios/app/postfinance-app/id386766642/reviews) | **[4.9 (1.7K ratings)](https://appshunter.io/ios/app/ubs-twint/id989192632/reviews)** |
| Number of ratings | 7 | **1.7K** |
| Positive reviews | — | 32.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 549 MB | 59 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Die Schweizerische Post](https://appshunter.io/developer/378676703) | [UBS AG](https://appshunter.io/developer/369153318) |

## What reviewers say

### PostFinance App

[App page](https://appshunter.io/ios/app/postfinance-app/id386766642)

Manage your banking, investments, and payments securely from your mobile device. Track spending, pay bills, and access investment products with ease. Offers features like QR-bill scanning, mobile payments, and digital voucher purchases.

**Highlights:** Account balance and transaction tracking, QR-bill scanning and eBill payments, Send money to mobile numbers, Investment product management, Digital voucher and prepaid credit purchases, Card limit adjustments and blocking, Push notifications for transactions

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### UBS TWINT

[App page](https://appshunter.io/ios/app/ubs-twint/id989192632)

This app enables secure and convenient mobile payments, allowing users to send and receive money digitally. It facilitates cashless transactions in stores, online, and for services like parking, while also offering features for vouchers, donations, and cash withdrawals.

**Highlights:** Send and receive money digitally, Cashless payments in stores and online, Pay parking fees, Digital vouchers and credit, Donate to charities, Withdraw cash without ATM, Access discount offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 Easy to use
- 💡 Convenient payment method

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Poor user experience
- 🔒 Restricted to Swiss phone numbers only
- 🔍 Difficult to access contacts

**Reported bugs**

- Unable to save contacts
- Login and transaction failures
- Compatibility issues with older devices

**Requested features**

- Allow access with non-Swiss phone numbers
- Improve contact management
- Optimize app performance
- Enhance interface design


## Frequently asked questions

### Is PostFinance App free?

PostFinance App is free to download, with no in-app purchases.

### Is UBS TWINT free?

UBS TWINT is free to download, with no in-app purchases.

### Which has better reviews, PostFinance App or UBS TWINT?

UBS TWINT is rated higher. PostFinance App averages 4.0 out of 5 from 7 ratings, while UBS TWINT averages 4.9 from 1.7K ratings.

### Do PostFinance App or UBS TWINT have ads?

Neither PostFinance App nor UBS TWINT shows ads.

### Which is updated more often, PostFinance App or UBS TWINT?

PostFinance App ships an update every 6 weeks, and UBS TWINT every 2 months. Most recently, PostFinance App was updated on October 6, 2026 and UBS TWINT on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*