# CJ ONE vs 페이코 PAYCO

The clearest difference is ads: 페이코 PAYCO at none against CJ ONE's shown. 페이코 PAYCO also leads on review sentiment (80% vs 71%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.5 for CJ ONE against 3.4 for 페이코 PAYCO. Both are backed by a comparable volume of ratings — 37 and 26 respectively. Written reviews are what separate them: 71% of CJ ONE's written reviews are positive against 80% of 페이코 PAYCO's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 20, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | CJ ONE | 페이코 PAYCO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (37 ratings)](https://appshunter.io/ios/app/cj-one/id387363739/reviews)** | [3.4 (26 ratings)](https://appshunter.io/ios/app/payco/id924292102/reviews) |
| Number of ratings | **37** | 26 |
| Positive reviews | 71.3% of reviews | **79.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 176 MB | 246 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [CJ OliveNetworks Co., Ltd.](https://appshunter.io/developer/692699879) | [NHN Corp.](https://appshunter.io/developer/708107055) |

## What reviewers say

### CJ ONE

[App page](https://appshunter.io/ios/app/cj-one/id387363739)

This lifestyle membership service offers exclusive benefits, special experiences, and rewards. Enjoy personalized deals, brand coupons, and convenient point accumulation and redemption through a mobile barcode. Engage in daily missions for extra points and rewards.

**Highlights:** Personalized benefit community, Brand coupons for dining, shopping, culture, Mobile barcode for points and gift cards, Daily missions for points (roulette, games, steps), Point accumulation and redemption, Gift card registration and usage

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient point management
- 👍 Easy to use
- 👍 Good for checking points
- 👍 Useful for coupons
- 👍 Good event participation

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Slow loading times
- 🐛 High battery usage
- 🐛 Frequent UI changes
- 🐛 Difficulty finding menus

**Reported bugs**

- App crashes on startup
- App freezes
- ARS authentication repeatedly required
- App not updating
- Gift card scratch number not visible

**Requested features**

- Change password rules
- Email masking feature
- Improve UI consistency
- Fix ARS authentication issues
- Improve gift card scratch number visibility


### 페이코 PAYCO

[App page](https://appshunter.io/ios/app/payco/id924292102)

This app offers a secure and convenient way to make payments online and offline. It provides a rewards program with points and coupons, financial management tools, and easy money transfer services. Manage your bills and memberships all in one place.

**Highlights:** Easy payment with over 600,000 online and offline merchants, Earn and use PAYCO points and coupons for discounts, Smart financial management with cards, savings, and investments, Send money easily via phone number, Manage bills and memberships in one place, Secure transactions with a 3-layer fraud prevention system

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CJ ONE free?

CJ ONE is free to download, with no in-app purchases.

### Is 페이코 PAYCO free?

페이코 PAYCO is free to download, with no in-app purchases.

### Which has better reviews, CJ ONE or 페이코 PAYCO?

CJ ONE is rated higher. CJ ONE averages 3.5 out of 5 from 37 ratings, while 페이코 PAYCO averages 3.4 from 26 ratings.

### Do CJ ONE or 페이코 PAYCO have ads?

CJ ONE shows ads; 페이코 PAYCO does not.

### Which is updated more often, CJ ONE or 페이코 PAYCO?

CJ ONE ships an update monthly, and 페이코 PAYCO monthly. Most recently, CJ ONE was updated on September 20, 2026 and 페이코 PAYCO on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*