# CPF Mobile vs POSB digibank

The clearest difference is rating: POSB digibank at 4.7 against CPF Mobile's 4.3. POSB digibank also leads on ratings volume (794 vs 9) and review sentiment (54% vs 43%). CPF Mobile's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

POSB digibank holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: POSB digibank has 794 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 43% of CPF Mobile's written reviews are positive against 54% of POSB digibank's.

CPF Mobile ships an update every 2 months, POSB digibank every 5 weeks. The most recent releases landed on September 22, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | CPF Mobile | POSB digibank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (9 ratings)](https://appshunter.io/ios/app/cpf-mobile/id389277976/reviews) | **[4.7 (794 ratings)](https://appshunter.io/ios/app/posb-digibank/id1068416633/reviews)** |
| Number of ratings | 9 | **794** |
| Positive reviews | 43.1% of reviews | **53.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 65 MB | 401 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPod, Apple Watch** |
| Age rating | 17+ | 4+ |
| Developer | [Central Provident Fund Board](https://appshunter.io/developer/389277979) | [DBS Bank Ltd.](https://appshunter.io/developer/362707070) |

## What reviewers say

### CPF Mobile

[App page](https://appshunter.io/ios/app/cpf-mobile/id389277976)

Manage your personal CPF information and access services on the go. View your CPF statement, receive alerts, and access account balances. Features a privacy mode for public use and allows transactions via PayNow QR.

**Highlights:** Access CPF statement, Manage CPF information, Receive push notifications, Privacy mode, PayNow QR transactions, View account balances

**Features:** Vision Pro support

**In-app purchases:** none


### POSB digibank

[App page](https://appshunter.io/ios/app/posb-digibank/id1068416633)

Manage your finances with this comprehensive banking app. Easily open accounts, transfer money internationally with no fees, and track your spending. Get personalized insights, investment advice, and even simulate future financial goals.

**Highlights:** Quick account setup, View balance without login, International money transfers, Apply for accounts and loans, Personalized financial insights, Digital investment advice, Sustainability tracking

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly
- 🔒 Secure and trustworthy
- 🚀 Fast and efficient
- 💡 Excellent features

**What reviewers complain about**

- 🐛 App crashes and bugs
- 🤖 Poor customer service
- 🤔 Confusing and cluttered UI

**Reported bugs**

- App freezing and crashing
- Incompatibility with iOS updates
- Digital token setup issues

**Requested features**

- Ability to change registered email
- Improved keyboard functionality
- Overseas transfer feature fix


## Frequently asked questions

### Is CPF Mobile free?

CPF Mobile is free to download, with no in-app purchases.

### Is POSB digibank free?

POSB digibank is free to download, with no in-app purchases.

### Which has better reviews, CPF Mobile or POSB digibank?

POSB digibank is rated higher. CPF Mobile averages 4.3 out of 5 from 9 ratings, while POSB digibank averages 4.7 from 794 ratings.

### Do CPF Mobile or POSB digibank have ads?

Neither CPF Mobile nor POSB digibank shows ads.

### Which is updated more often, CPF Mobile or POSB digibank?

CPF Mobile ships an update every 2 months, and POSB digibank every 5 weeks. Most recently, CPF Mobile was updated on September 22, 2026 and POSB digibank on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*