# 삼성화재 라운지 vs SSGPAY

The clearest difference is ads: 삼성화재 라운지 at none against SSGPAY's shown. 삼성화재 라운지 also leads on monetization model (free vs free with in-app purchases) and review sentiment (33% vs 20%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 1.7 for 삼성화재 라운지 against 1.7 for SSGPAY. Both are backed by a comparable volume of ratings — 26 and 25 respectively. Written reviews are what separate them: 33% of 삼성화재 라운지's written reviews are positive against 20% of SSGPAY's.

삼성화재 라운지 ships an update monthly, SSGPAY every 5 weeks. Both last shipped on October 26, 2026.

## The numbers

| Metric | 삼성화재 라운지 | SSGPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.7 (26 ratings)](https://appshunter.io/ios/app/id390413333/reviews)** | [1.7 (25 ratings)](https://appshunter.io/ios/app/ssgpay/id666237916/reviews) |
| Number of ratings | **26** | 25 |
| Positive reviews | **33.3% of reviews** | 20.5% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 59 MB | 138 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [SAMSUNG FIRE & MARINE INSURANCE Co.Ltd](https://appshunter.io/developer/390413336) | [SSG Payments Corp.](https://appshunter.io/developer/1831431206) |

## What reviewers say

### 삼성화재 라운지

[App page](https://appshunter.io/ios/app/id390413333)

This app offers a comprehensive suite of services beyond insurance, supporting daily life activities like driving, health, and leisure. It provides convenient access to insurance information, policy management, and mobile premium calculations for various insurance products.

**Highlights:** Daily life services (driving, health, leisure), Emergency dispatch/accident reporting, Insurance policy details, Insurance information alerts, Mobile premium calculation/enrollment, Various insurance product offerings

**Features:** Vision Pro support

**In-app purchases:** none


### SSGPAY

[App page](https://appshunter.io/ios/app/ssgpay/id666237916)

This app allows users to make payments using various methods and earn Shinsegae Points simultaneously. It also facilitates the convenient use and gifting of mobile gift certificates, manages a digital wallet, and offers financial services like international remittances and credit card recommendations.

**Highlights:** Integrated payment and Shinsegae Point earning, Mobile gift certificate management and gifting, SSG MONEY digital wallet services, International remittances, Credit card recommendations with cashback, Change accumulation and group payment features, Event participation for free money accumulation

**In-app purchases:** none


## Frequently asked questions

### Is 삼성화재 라운지 free?

삼성화재 라운지 is free to download, with no in-app purchases.

### Is SSGPAY free?

SSGPAY is free to download, with no in-app purchases.

### Which has better reviews, 삼성화재 라운지 or SSGPAY?

삼성화재 라운지 is rated higher. 삼성화재 라운지 averages 1.7 out of 5 from 26 ratings, while SSGPAY averages 1.7 from 25 ratings.

### Do 삼성화재 라운지 or SSGPAY have ads?

SSGPAY shows ads; 삼성화재 라운지 does not.

### Which is updated more often, 삼성화재 라운지 or SSGPAY?

삼성화재 라운지 ships an update monthly, and SSGPAY every 5 weeks. Most recently, 삼성화재 라운지 was updated on October 26, 2026 and SSGPAY on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*