# Service 1st Mobile Banking vs First Keystone Mobile

The clearest difference is review sentiment: Service 1st Mobile Banking at 71% against First Keystone Mobile's 0%. Service 1st Mobile Banking also leads on rating (4.9 vs 2.1) and ratings volume (4.8K vs 19). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Service 1st Mobile Banking holds the better App Store score, 4.9 against 2.1. That said, the two scores are not equally well evidenced: Service 1st Mobile Banking has 4.8K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 71% of Service 1st Mobile Banking's written reviews are positive against 0% of First Keystone Mobile's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Service 1st Mobile Banking | First Keystone Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (4.8K ratings)](https://appshunter.io/ios/app/service-1st-mobile-banking/id390469553/reviews)** | [2.1 (19 ratings)](https://appshunter.io/ios/app/first-keystone-mobile/id6444895331/reviews) |
| Number of ratings | **4.8K** | 19 |
| Positive reviews | **71.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 36 MB | 174 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Service 1st Federal Credit Union](https://appshunter.io/developer/390469556) | [First Keystone Community Bank](https://appshunter.io/developer/899584001) |

## What reviewers say

### Service 1st Mobile Banking

[App page](https://appshunter.io/ios/app/service-1st-mobile-banking/id390469553)

Manage your Service 1st Federal Credit Union accounts securely on the go. View transactions, deposit checks, pay bills, transfer funds, and apply for loans. Find ATMs and branches easily.

**Highlights:** Account activity monitoring, Mobile check deposit, Bill payment scheduling, Fund transfers, Loan applications, Debit/credit card controls, ATM and branch locator

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient app experience
- 💯 Friendly and helpful staff
- 🤩 Great overall service

**What reviewers complain about**

- 🐛 Login issues and frequent logouts
- ⚠️ Inconsistent mobile deposit functionality
- 🕰️ Slower performance compared to previous version
- 🔒 Lack of security features (e.g., Face ID)

**Reported bugs**

- App crashes after recent update
- Mobile deposit frequently fails
- Login screen issues and errors

**Requested features**

- Add external bank transfers via Zelle
- Restore quick view of account balances
- Improve mobile deposit process
- Enhance app design and user interface


### First Keystone Mobile

[App page](https://appshunter.io/ios/app/first-keystone-mobile/id6444895331)

Access your First Keystone Community Bank accounts, pay bills, and transfer funds from your mobile device. Locate nearby ATMs and branches easily. Requires enrollment in online banking.

**Highlights:** Account information access, Bill payment, Money transfers, ATM and branch locator, Online banking integration

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Service 1st Mobile Banking free?

Service 1st Mobile Banking is free to download, with no in-app purchases.

### Is First Keystone Mobile free?

First Keystone Mobile is free to download, with no in-app purchases.

### Which has better reviews, Service 1st Mobile Banking or First Keystone Mobile?

Service 1st Mobile Banking is rated higher. Service 1st Mobile Banking averages 4.9 out of 5 from 4.8K ratings, while First Keystone Mobile averages 2.1 from 19 ratings.

### Do Service 1st Mobile Banking or First Keystone Mobile have ads?

Neither Service 1st Mobile Banking nor First Keystone Mobile shows ads.

### Which is updated more often, Service 1st Mobile Banking or First Keystone Mobile?

Service 1st Mobile Banking ships an update every 3 months, and First Keystone Mobile every 3 months. Most recently, Service 1st Mobile Banking was updated on November 6, 2026 and First Keystone Mobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*