# BluPeak vs ReferLive

The clearest difference is review sentiment: BluPeak at 57% against ReferLive's 0%. BluPeak also leads on rating (4.8 vs 3.3) and ratings volume (3.2K vs 6). ReferLive's advantage is iOS requirement (8.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BluPeak holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: BluPeak has 3.2K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 57% of BluPeak's written reviews are positive against 0% of ReferLive's.

BluPeak ships an update monthly, ReferLive every 5 months. The most recent releases landed on October 13, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | BluPeak | ReferLive |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.2K ratings)](https://appshunter.io/ios/app/blupeak/id390555899/reviews)** | [3.3 (6 ratings)](https://appshunter.io/ios/app/referlive/id1023364219/reviews) |
| Number of ratings | **3.2K** | 6 |
| Positive reviews | **57.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free | Free |
| Size | 162 MB | 14 MB |
| Requires iOS | 17.0 | **8.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BluPeak Credit Union](https://appshunter.io/developer/390555902) | [CustomerStream Inc](https://appshunter.io/developer/1023364218) |

## What reviewers say

### BluPeak

[App page](https://appshunter.io/ios/app/blupeak/id390555899)

Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.

**Highlights:** Check account balances, Pay bills, Deposit checks, Transfer funds, Locate ATMs and branches, View transaction history, Activate cash back offers

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful and friendly staff
- 💡 Convenient mobile banking features
- 🚀 Easy to use app
- 💡 Secure and reliable banking
- 👍 Great credit building options

**What reviewers complain about**

- 🐛 Unresponsive app and issues with Plaid integration
- 🐛 Unreliable app updates causing loss of functionality
- 🐛 Difficult to navigate and find needed features
- 🐛 Inconsistent user experience across platforms
- 🐛 Frequent app crashes and login issues

**Reported bugs**

- Transfers not always completing successfully
- Mobile deposit issues with image capture
- Frequent app crashes and login problems
- Incompatibility with VPN usage while traveling

**Requested features**

- Bring back Face ID login
- Improve ATM/branch locator functionality
- Add widget option to display account balances
- Enhance mobile check deposit experience
- Provide better visibility of upcoming bills and transactions


### ReferLive

[App page](https://appshunter.io/ios/app/referlive/id1023364219)

Earn money by referring friends to open new bank accounts. Receive bonus payments of $50 or more for each qualified referral, with the potential to earn over $500 annually. Track your progress and manage referrals easily.

**Highlights:** Refer friends via text, email, or social media, Track referral progress, Quick login feature, Receive reward cards for referrals, Direct contact with support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BluPeak free?

BluPeak is free to download, with no in-app purchases.

### Is ReferLive free?

ReferLive is free to download, with no in-app purchases.

### Which has better reviews, BluPeak or ReferLive?

BluPeak is rated higher. BluPeak averages 4.8 out of 5 from 3.2K ratings, while ReferLive averages 3.3 from 6 ratings.

### Do BluPeak or ReferLive have ads?

Neither BluPeak nor ReferLive shows ads.

### Which is updated more often, BluPeak or ReferLive?

BluPeak ships an update monthly, and ReferLive every 5 months. Most recently, BluPeak was updated on October 13, 2026 and ReferLive on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*