# BluPeak vs MyPoint CU Mobile

The clearest difference is monetization model: BluPeak at free against MyPoint CU Mobile's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for BluPeak against 4.8 for MyPoint CU Mobile. Both are backed by a comparable volume of ratings — 3.3K and 3.3K respectively. Written reviews split almost evenly too, at 57% and 58% positive.

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 26, 2026.

## The numbers

| Metric | BluPeak | MyPoint CU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.3K ratings)](https://appshunter.io/ios/app/blupeak/id390555899/reviews) | **[4.8 (3.3K ratings)](https://appshunter.io/ios/app/mypoint-cu-mobile/id1208167808/reviews)** |
| Number of ratings | 3.3K | **3.3K** |
| Positive reviews | 57.5% of reviews | **57.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 162 MB | 196 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BluPeak Credit Union](https://appshunter.io/developer/390555902) | [MyPoint Credit Union](https://appshunter.io/developer/789768250) |

## What reviewers say

### BluPeak

[App page](https://appshunter.io/ios/app/blupeak/id390555899)

Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.

**Highlights:** Check account balances, Pay bills, Deposit checks, Transfer funds, Locate ATMs and branches, View transaction history, Activate cash back offers

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful and friendly staff
- 💡 Convenient mobile banking features
- 🚀 Easy to use app
- 💡 Secure and reliable banking
- 👍 Great credit building options

**What reviewers complain about**

- 🐛 Unresponsive app and issues with Plaid integration
- 🐛 Unreliable app updates causing loss of functionality
- 🐛 Difficult to navigate and find needed features
- 🐛 Inconsistent user experience across platforms
- 🐛 Frequent app crashes and login issues

**Reported bugs**

- Transfers not always completing successfully
- Mobile deposit issues with image capture
- Frequent app crashes and login problems
- Incompatibility with VPN usage while traveling

**Requested features**

- Bring back Face ID login
- Improve ATM/branch locator functionality
- Add widget option to display account balances
- Enhance mobile check deposit experience
- Provide better visibility of upcoming bills and transactions


### MyPoint CU Mobile

[App page](https://appshunter.io/ios/app/mypoint-cu-mobile/id1208167808)

Consolidate all your financial accounts, even from other institutions, into one organized view. Track balances, transactions, and set alerts for bills and low funds. Securely manage your personal finances on the go.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Secure 4-digit passcode

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Prompt and efficient service
- 💡 Useful for transferring funds to outside accounts
- 👍 Easy to use and well-laid out app
- 👍 Convenient banking experience on mobile

**What reviewers complain about**

- 🐛 Trouble with app updates and reinstallation
- 🐛 Compatibility issues with older devices
- 🐛 Unreliable check deposit functionality
- 🐛 Inaccurate balance display and refresh issues

**Reported bugs**

- App hangs during updates
- Crashes and freezes on login screen
- Incompatible with iOS 17 on iPhone 8

**Requested features**

- Add last 4 digits of credit card on bill pay
- Provide email link to reset password
- Improve notification system for deposits


## Frequently asked questions

### Is BluPeak free?

BluPeak is free to download, with no in-app purchases.

### Is MyPoint CU Mobile free?

MyPoint CU Mobile is free to download, with no in-app purchases.

### Which has better reviews, BluPeak or MyPoint CU Mobile?

MyPoint CU Mobile is rated higher. BluPeak averages 4.8 out of 5 from 3.3K ratings, while MyPoint CU Mobile averages 4.8 from 3.3K ratings.

### Do BluPeak or MyPoint CU Mobile have ads?

Neither BluPeak nor MyPoint CU Mobile shows ads.

### Which is updated more often, BluPeak or MyPoint CU Mobile?

BluPeak ships an update monthly, and MyPoint CU Mobile monthly. Most recently, BluPeak was updated on October 26, 2026 and MyPoint CU Mobile on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*