# BluPeak vs 316 Financial

The clearest difference is ratings volume: BluPeak at 3.3K against 316 Financial's 3. 316 Financial's advantage is iOS requirement (15.1 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for BluPeak against 4.7 for 316 Financial. That said, the two scores are not equally well evidenced: BluPeak has 3.3K ratings behind it against 3, so its average is the more settled of the two.

BluPeak ships an update monthly, 316 Financial every 3 weeks. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | BluPeak | 316 Financial |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.3K ratings)](https://appshunter.io/ios/app/blupeak/id390555899/reviews)** | [4.7 (3 ratings)](https://appshunter.io/ios/app/316-financial/id6741914286/reviews) |
| Number of ratings | **3.3K** | 3 |
| Positive reviews | 57.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 162 MB | 183 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BluPeak Credit Union](https://appshunter.io/developer/390555902) | [Primis Bank](https://appshunter.io/developer/1053759987) |

## What reviewers say

### BluPeak

[App page](https://appshunter.io/ios/app/blupeak/id390555899)

Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.

**Highlights:** Check account balances, Pay bills, Deposit checks, Transfer funds, Locate ATMs and branches, View transaction history, Activate cash back offers

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful and friendly staff
- 💡 Convenient mobile banking features
- 🚀 Easy to use app
- 💡 Secure and reliable banking
- 👍 Great credit building options

**What reviewers complain about**

- 🐛 Unresponsive app and issues with Plaid integration
- 🐛 Unreliable app updates causing loss of functionality
- 🐛 Difficult to navigate and find needed features
- 🐛 Inconsistent user experience across platforms
- 🐛 Frequent app crashes and login issues

**Reported bugs**

- Transfers not always completing successfully
- Mobile deposit issues with image capture
- Frequent app crashes and login problems
- Incompatibility with VPN usage while traveling

**Requested features**

- Bring back Face ID login
- Improve ATM/branch locator functionality
- Add widget option to display account balances
- Enhance mobile check deposit experience
- Provide better visibility of upcoming bills and transactions


### 316 Financial

[App page](https://appshunter.io/ios/app/316-financial/id6741914286)

This financial app offers modern banking services with a charitable purpose, donating 10% of profits to community causes. Enjoy fee-free accounts, competitive rates, free nationwide ATM access, and 24/7 customer support, all managed conveniently through the app.

**Highlights:** Banking with a purpose, 10% profit tithe to community causes, No account fees, Competitive rates and rewards, Free nationwide ATM use, 24/7 customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BluPeak free?

BluPeak is free to download, with no in-app purchases.

### Is 316 Financial free?

316 Financial is free to download, with no in-app purchases.

### Which has better reviews, BluPeak or 316 Financial?

BluPeak is rated higher. BluPeak averages 4.8 out of 5 from 3.3K ratings, while 316 Financial averages 4.7 from 3 ratings.

### Do BluPeak or 316 Financial have ads?

Neither BluPeak nor 316 Financial shows ads.

### Which is updated more often, BluPeak or 316 Financial?

BluPeak ships an update monthly, and 316 Financial every 3 weeks. Most recently, BluPeak was updated on October 26, 2026 and 316 Financial on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*