# S vs BILnet

The clearest difference is rating: BILnet at 4.6 against S's 3.0. BILnet also leads on ratings volume (148 vs 2) and review sentiment (50% vs 30%). S's advantage is iOS requirement (14.0 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BILnet holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: BILnet has 148 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 30% of S's written reviews are positive against 50% of BILnet's.

S ships an update every 5 weeks, BILnet every 3 weeks. The most recent releases landed on September 17, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | S | BILnet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/s-net-mobile/id391760650/reviews) | **[4.6 (148 ratings)](https://appshunter.io/ios/app/bilnet/id455960649/reviews)** |
| Number of ratings | 2 | **148** |
| Positive reviews | 30.4% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 376 MB | 148 MB |
| Requires iOS | **14.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BCEE](https://appshunter.io/developer/391760653) | [Banque Internationale a Luxembourg](https://appshunter.io/developer/455960652) |

## What reviewers say

### S

[App page](https://appshunter.io/ios/app/s-net-mobile/id391760650)

Manage your bank accounts and credit cards on the go. Execute payments, send secure messages, and locate ATMs. You can also simulate loan options and access your banking documents.

**Highlights:** View account and credit card transactions, Execute Eurotransferts, Send secure messages, Locate branches and ATMs, Simulate personal and mortgage loans, PIN-login for fast access

**In-app purchases:** none


### BILnet

[App page](https://appshunter.io/ios/app/bilnet/id455960649)

Manage your accounts, make instant payments, and access all your banking documents. This app allows for easy transaction tracking, loan management, and secure communication with your bank.

**Highlights:** Account management and grouping, Real-time balance and transaction viewing, Instant SEPA payments, Loan management and details, Electronic document access and signing, Secure messaging with bank

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is S free?

S is free to download, with no in-app purchases.

### Is BILnet free?

BILnet is free to download, with no in-app purchases.

### Which has better reviews, S or BILnet?

BILnet is rated higher. S averages 3.0 out of 5 from 2 ratings, while BILnet averages 4.6 from 148 ratings.

### Do S or BILnet have ads?

Neither S nor BILnet shows ads.

### Which is updated more often, S or BILnet?

S ships an update every 5 weeks, and BILnet every 3 weeks. Most recently, S was updated on September 17, 2026 and BILnet on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*