# 한국산업은행 「스마트KDB」 vs KB저축은행(키위뱅크)

The clearest difference is rating: KB저축은행(키위뱅크) at 4.3 against 한국산업은행 「스마트KDB」's 1.6. 한국산업은행 「스마트KDB」's advantage is monetization model (free vs ad-supported) and iOS requirement (9.0 vs 13.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB저축은행(키위뱅크) holds the better App Store score, 4.3 against 1.6. Both are backed by a comparable volume of ratings — 10 and 11 respectively. Written reviews point the same way: 48% of 한국산업은행 「스마트KDB」's written reviews are positive against 56% of KB저축은행(키위뱅크)'s.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 6, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | 한국산업은행 「스마트KDB」 | KB저축은행(키위뱅크) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.6 (10 ratings)](https://appshunter.io/ios/app/kdb/id392572957/reviews) | **[4.3 (11 ratings)](https://appshunter.io/ios/app/kb/id1006543056/reviews)** |
| Number of ratings | 10 | **11** |
| Positive reviews | 48.5% of reviews | **55.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 185 MB | 210 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [한국산업은행](https://appshunter.io/developer/392572960) | [KB저축은행](https://appshunter.io/developer/1006543055) |

## What reviewers say

### 한국산업은행 「스마트KDB」

[App page](https://appshunter.io/ios/app/kdb/id392572957)

This banking app allows users to safely and conveniently manage their finances. It offers features like simplified authentication, quick notifications, personalized financial information, and non-face-to-face services for account management and product applications.

**Highlights:** Simplified authentication (PIN, pattern, fingerprint), Quick notifications for transactions and financial info, Personalized banking information (MY KDB), AI financial transaction pattern analysis, Non-face-to-face account opening and management, Mobile cash card for ATM services, Retirement pension services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### KB저축은행(키위뱅크)

[App page](https://appshunter.io/ios/app/kb/id1006543056)

Manage your banking needs with a comprehensive suite of financial services. Open accounts, apply for loans, and track transactions conveniently from your mobile device. Enjoy daily interest on savings and personalized financial insights.

**Highlights:** Account opening and management, Loan application and inquiry, Daily interest savings accounts, Transaction history tracking, Personalized financial alerts, Simplified authentication, Digital certificate issuance

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 한국산업은행 「스마트KDB」 free?

한국산업은행 「스마트KDB」 is free to download, with no in-app purchases.

### Is KB저축은행(키위뱅크) free?

KB저축은행(키위뱅크) is free to download, with no in-app purchases.

### Which has better reviews, 한국산업은행 「스마트KDB」 or KB저축은행(키위뱅크)?

KB저축은행(키위뱅크) is rated higher. 한국산업은행 「스마트KDB」 averages 1.6 out of 5 from 10 ratings, while KB저축은행(키위뱅크) averages 4.3 from 11 ratings.

### Do 한국산업은행 「스마트KDB」 or KB저축은행(키위뱅크) have ads?

Neither 한국산업은행 「스마트KDB」 nor KB저축은행(키위뱅크) shows ads.

### Which is updated more often, 한국산업은행 「스마트KDB」 or KB저축은행(키위뱅크)?

한국산업은행 「스마트KDB」 ships an update every 2 months, and KB저축은행(키위뱅크) every 2 months. Most recently, 한국산업은행 「스마트KDB」 was updated on October 6, 2026 and KB저축은행(키위뱅크) on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*