# 한국산업은행 「스마트KDB」 vs 바이오인증공동앱

The clearest difference is rating: 한국산업은행 「스마트KDB」 at 1.6 against 바이오인증공동앱's 1.3. 한국산업은행 「스마트KDB」 also leads on review sentiment (48% vs 34%). 바이오인증공동앱's advantage is ratings volume (32 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

한국산업은행 「스마트KDB」 holds the better App Store score, 1.6 against 1.3. Both are backed by a comparable volume of ratings — 10 and 32 respectively. Written reviews point the same way: 48% of 한국산업은행 「스마트KDB」's written reviews are positive against 34% of 바이오인증공동앱's.

한국산업은행 「스마트KDB」 ships an update every 2 months, 바이오인증공동앱 every 4 months. The most recent releases landed on October 14, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | 한국산업은행 「스마트KDB」 | 바이오인증공동앱 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.6 (10 ratings)](https://appshunter.io/ios/app/kdb/id392572957/reviews)** | [1.3 (32 ratings)](https://appshunter.io/ios/app/id1189411033/reviews) |
| Number of ratings | 10 | **32** |
| Positive reviews | **48.5% of reviews** | 34.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | — |
| Size | 185 MB | 53 MB |
| Requires iOS | 9.0 | 9.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [한국산업은행](https://appshunter.io/developer/392572960) | [KFTC](https://appshunter.io/developer/370391938) |

## What reviewers say

### 한국산업은행 「스마트KDB」

[App page](https://appshunter.io/ios/app/kdb/id392572957)

This banking app allows users to safely and conveniently manage their finances. It offers features like simplified authentication, quick notifications, personalized financial information, and non-face-to-face services for account management and product applications.

**Highlights:** Simplified authentication (PIN, pattern, fingerprint), Quick notifications for transactions and financial info, Personalized banking information (MY KDB), AI financial transaction pattern analysis, Non-face-to-face account opening and management, Mobile cash card for ATM services, Retirement pension services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 바이오인증공동앱

[App page](https://appshunter.io/ios/app/id1189411033)

**In-app purchases:** none


## Frequently asked questions

### Is 한국산업은행 「스마트KDB」 free?

한국산업은행 「스마트KDB」 is free to download, with no in-app purchases.

### Is 바이오인증공동앱 free?

바이오인증공동앱 is free to download, with no in-app purchases.

### Which has better reviews, 한국산업은행 「스마트KDB」 or 바이오인증공동앱?

한국산업은행 「스마트KDB」 is rated higher. 한국산업은행 「스마트KDB」 averages 1.6 out of 5 from 10 ratings, while 바이오인증공동앱 averages 1.3 from 32 ratings.

### Do 한국산업은행 「스마트KDB」 or 바이오인증공동앱 have ads?

Neither 한국산업은행 「스마트KDB」 nor 바이오인증공동앱 shows ads.

### Which is updated more often, 한국산업은행 「스마트KDB」 or 바이오인증공동앱?

한국산업은행 「스마트KDB」 ships an update every 2 months, and 바이오인증공동앱 every 4 months. Most recently, 한국산업은행 「스마트KDB」 was updated on October 14, 2026 and 바이오인증공동앱 on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*