# 한국산업은행 「스마트KDB」 vs 수협 헤이뱅크

The clearest difference is review sentiment: 한국산업은행 「스마트KDB」 at 48% against 수협 헤이뱅크's 4%. 한국산업은행 「스마트KDB」 also leads on ratings volume (10 vs 1). 수협 헤이뱅크's advantage is rating (3.0 vs 1.6) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

수협 헤이뱅크 holds the better App Store score, 3.0 against 1.6. That said, the two scores are not equally well evidenced: 한국산업은행 「스마트KDB」 has 10 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 48% of 한국산업은행 「스마트KDB」's written reviews are positive against 4% of 수협 헤이뱅크's, so the app with the better star average is not the one people write more warmly about.

한국산업은행 「스마트KDB」 ships an update every 2 months, 수협 헤이뱅크 every 3 weeks. The most recent releases landed on September 12, 2026 and August 26, 2026 respectively.

## The numbers

| Metric | 한국산업은행 「스마트KDB」 | 수협 헤이뱅크 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.6 (10 ratings)](https://appshunter.io/ios/app/kdb/id392572957/reviews) | **[3.0 (1 ratings)](https://appshunter.io/ios/app/id1441936097/reviews)** |
| Number of ratings | **10** | 1 |
| Positive reviews | **48.5% of reviews** | 3.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 185 MB | 166 MB |
| Requires iOS | **9.0** | 9.3 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [한국산업은행](https://appshunter.io/developer/392572960) | [Suhyup Bank](https://appshunter.io/developer/1229985988) |

## What reviewers say

### 한국산업은행 「스마트KDB」

[App page](https://appshunter.io/ios/app/kdb/id392572957)

This banking app allows users to safely and conveniently manage their finances. It offers features like simplified authentication, quick notifications, personalized financial information, and non-face-to-face services for account management and product applications.

**Highlights:** Simplified authentication (PIN, pattern, fingerprint), Quick notifications for transactions and financial info, Personalized banking information (MY KDB), AI financial transaction pattern analysis, Non-face-to-face account opening and management, Mobile cash card for ATM services, Retirement pension services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 수협 헤이뱅크

[App page](https://appshunter.io/ios/app/id1441936097)

A simplified banking app offering personalized services. Easily check account balances, transfer funds using contact information or without certificates, and manage accounts from other banks. Discover recommended products and send money abroad.

**Highlights:** Easy account balance checks, Contact-based money transfers, Certificate-free transactions, Open banking for other institutions, Recommended product marketplace, Keyword-based menu search, Mobile international remittances

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 한국산업은행 「스마트KDB」 free?

한국산업은행 「스마트KDB」 is free to download, with no in-app purchases.

### Is 수협 헤이뱅크 free?

수협 헤이뱅크 is free to download, with no in-app purchases.

### Which has better reviews, 한국산업은행 「스마트KDB」 or 수협 헤이뱅크?

수협 헤이뱅크 is rated higher. 한국산업은행 「스마트KDB」 averages 1.6 out of 5 from 10 ratings, while 수협 헤이뱅크 averages 3.0 from 1 ratings.

### Do 한국산업은행 「스마트KDB」 or 수협 헤이뱅크 have ads?

Neither 한국산업은행 「스마트KDB」 nor 수협 헤이뱅크 shows ads.

### Which is updated more often, 한국산업은행 「스마트KDB」 or 수협 헤이뱅크?

한국산업은행 「스마트KDB」 ships an update every 2 months, and 수협 헤이뱅크 every 3 weeks. Most recently, 한국산업은행 「스마트KDB」 was updated on September 12, 2026 and 수협 헤이뱅크 on August 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*