# 한국산업은행 「스마트KDB」 vs SC제일은행 모바일뱅킹

The clearest difference is rating: SC제일은행 모바일뱅킹 at 4.7 against 한국산업은행 「스마트KDB」's 1.6. SC제일은행 모바일뱅킹 also leads on ratings volume (197 vs 10). 한국산업은행 「스마트KDB」's advantage is review sentiment (48% vs 25%) and iOS requirement (9.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SC제일은행 모바일뱅킹 holds the better App Store score, 4.7 against 1.6. That said, the two scores are not equally well evidenced: SC제일은행 모바일뱅킹 has 197 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 48% of 한국산업은행 「스마트KDB」's written reviews are positive against 25% of SC제일은행 모바일뱅킹's, so the app with the better star average is not the one people write more warmly about.

한국산업은행 「스마트KDB」 ships an update every 2 months, SC제일은행 모바일뱅킹 monthly. The most recent releases landed on October 6, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 한국산업은행 「스마트KDB」 | SC제일은행 모바일뱅킹 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.6 (10 ratings)](https://appshunter.io/ios/app/kdb/id392572957/reviews) | **[4.7 (197 ratings)](https://appshunter.io/ios/app/sc/id1457418899/reviews)** |
| Number of ratings | 10 | **197** |
| Positive reviews | **48.5% of reviews** | 24.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 185 MB | 134 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [한국산업은행](https://appshunter.io/developer/392572960) | [Standard Chartered Bank](https://appshunter.io/developer/377695167) |

## What reviewers say

### 한국산업은행 「스마트KDB」

[App page](https://appshunter.io/ios/app/kdb/id392572957)

This banking app allows users to safely and conveniently manage their finances. It offers features like simplified authentication, quick notifications, personalized financial information, and non-face-to-face services for account management and product applications.

**Highlights:** Simplified authentication (PIN, pattern, fingerprint), Quick notifications for transactions and financial info, Personalized banking information (MY KDB), AI financial transaction pattern analysis, Non-face-to-face account opening and management, Mobile cash card for ATM services, Retirement pension services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SC제일은행 모바일뱅킹

[App page](https://appshunter.io/ios/app/sc/id1457418899)

Manage your finances, view account information, and start investments all in one place. Enjoy secure and convenient banking with digital certificates and easy transfers. Access all your financial data from various institutions through a unified platform.

**Highlights:** Account overview on home screen, Integrated asset management and investment, Simple and secure digital certificates, Unified view of all financial data (MyData), Phone number transfers, ID card and QR authentication via camera

**In-app purchases:** none


## Frequently asked questions

### Is 한국산업은행 「스마트KDB」 free?

한국산업은행 「스마트KDB」 is free to download, with no in-app purchases.

### Is SC제일은행 모바일뱅킹 free?

SC제일은행 모바일뱅킹 is free to download, with no in-app purchases.

### Which has better reviews, 한국산업은행 「스마트KDB」 or SC제일은행 모바일뱅킹?

SC제일은행 모바일뱅킹 is rated higher. 한국산업은행 「스마트KDB」 averages 1.6 out of 5 from 10 ratings, while SC제일은행 모바일뱅킹 averages 4.7 from 197 ratings.

### Do 한국산업은행 「스마트KDB」 or SC제일은행 모바일뱅킹 have ads?

Neither 한국산업은행 「스마트KDB」 nor SC제일은행 모바일뱅킹 shows ads.

### Which is updated more often, 한국산업은행 「스마트KDB」 or SC제일은행 모바일뱅킹?

한국산업은행 「스마트KDB」 ships an update every 2 months, and SC제일은행 모바일뱅킹 monthly. Most recently, 한국산업은행 「스마트KDB」 was updated on October 6, 2026 and SC제일은행 모바일뱅킹 on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*