# 한국산업은행 「스마트KDB」 vs SB톡톡플러스

The clearest difference is review sentiment: SB톡톡플러스 at 93% against 한국산업은행 「스마트KDB」's 48%. SB톡톡플러스 also leads on rating (4.7 vs 1.6). 한국산업은행 「스마트KDB」's advantage is iOS requirement (9.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SB톡톡플러스 holds the better App Store score, 4.7 against 1.6. Both are backed by a comparable volume of ratings — 10 and 12 respectively. Written reviews point the same way: 48% of 한국산업은행 「스마트KDB」's written reviews are positive against 93% of SB톡톡플러스's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 12, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 한국산업은행 「스마트KDB」 | SB톡톡플러스 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.6 (10 ratings)](https://appshunter.io/ios/app/kdb/id392572957/reviews) | **[4.7 (12 ratings)](https://appshunter.io/ios/app/sb/id1469002262/reviews)** |
| Number of ratings | 10 | **12** |
| Positive reviews | 48.5% of reviews | **93.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 185 MB | 217 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [한국산업은행](https://appshunter.io/developer/392572960) | [FEDERATION OF SAVINGS BANK](https://appshunter.io/developer/567325892) |

## What reviewers say

### 한국산업은행 「스마트KDB」

[App page](https://appshunter.io/ios/app/kdb/id392572957)

This banking app allows users to safely and conveniently manage their finances. It offers features like simplified authentication, quick notifications, personalized financial information, and non-face-to-face services for account management and product applications.

**Highlights:** Simplified authentication (PIN, pattern, fingerprint), Quick notifications for transactions and financial info, Personalized banking information (MY KDB), AI financial transaction pattern analysis, Non-face-to-face account opening and management, Mobile cash card for ATM services, Retirement pension services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SB톡톡플러스

[App page](https://appshunter.io/ios/app/sb/id1469002262)

Access 66 savings banks through a single app. Manage all your accounts, compare financial products, and perform various banking tasks like opening new accounts and applying for cards, all without visiting a branch. Enjoy secure and convenient login options.

**Highlights:** Unified access to 66 savings banks, View all accounts at once, Compare savings bank loan and deposit products, Non-face-to-face banking services, Secure and convenient login options, Easy fund transfer services

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 한국산업은행 「스마트KDB」 free?

한국산업은행 「스마트KDB」 is free to download, with no in-app purchases.

### Is SB톡톡플러스 free?

SB톡톡플러스 is free to download, with no in-app purchases.

### Which has better reviews, 한국산업은행 「스마트KDB」 or SB톡톡플러스?

SB톡톡플러스 is rated higher. 한국산업은행 「스마트KDB」 averages 1.6 out of 5 from 10 ratings, while SB톡톡플러스 averages 4.7 from 12 ratings.

### Do 한국산업은행 「스마트KDB」 or SB톡톡플러스 have ads?

Neither 한국산업은행 「스마트KDB」 nor SB톡톡플러스 shows ads.

### Which is updated more often, 한국산업은행 「스마트KDB」 or SB톡톡플러스?

한국산업은행 「스마트KDB」 ships an update every 2 months, and SB톡톡플러스 every 2 months. Most recently, 한국산업은행 「스마트KDB」 was updated on September 12, 2026 and SB톡톡플러스 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*