# Direct Assurance vs EDF & MOI

The clearest difference is review sentiment: EDF & MOI at 90% against Direct Assurance's 47%. EDF & MOI also leads on rating (4.6 vs 3.2) and ratings volume (329 vs 5). Direct Assurance's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EDF & MOI holds the better App Store score, 4.6 against 3.2. That said, the two scores are not equally well evidenced: EDF & MOI has 329 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 47% of Direct Assurance's written reviews are positive against 90% of EDF & MOI's.

Direct Assurance ships an update every 3 months, EDF & MOI every 3 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | Direct Assurance | EDF & MOI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (5 ratings)](https://appshunter.io/ios/app/direct-assurance/id393290235/reviews) | **[4.6 (329 ratings)](https://appshunter.io/ios/app/edf-and-moi/id563799142/reviews)** |
| Number of ratings | 5 | **329** |
| Positive reviews | 47.1% of reviews | **90.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 106 MB | 122 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Direct Assurance](https://appshunter.io/developer/393110377) | [EDF](https://appshunter.io/developer/401110261) |

## What reviewers say

### Direct Assurance

[App page](https://appshunter.io/ios/app/direct-assurance/id393290235)

Manage your insurance contracts, report claims, and access emergency services. Easily upload documents, modify your policy, and make payments. Get assistance for car accidents and home emergencies, all from your smartphone.

**Highlights:** Contract management and modification, Online payment of premiums, Emergency service access, Car and home claim reporting, Document upload and e-signature, Geolocated breakdown assistance

**Features:** Vision Pro support

**In-app purchases:** none


### EDF & MOI

[App page](https://appshunter.io/ios/app/edf-and-moi/id563799142)

Manage your energy account with this app. Track consumption, submit meter readings, view bills, and get personalized energy-saving tips. It also allows for payment management and contract adjustments.

**Highlights:** View account status and consumption, Submit meter readings, Track Linky™ meter installation, Monitor daily energy spending, Adjust monthly payments, Get energy-saving advice, Manage bills and payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Helpful for monitoring spending
- 👍 Clear and well-designed interface
- 👍 Reliable and comprehensive
- 👍 Practical for tracking consumption

**What reviewers complain about**

- 🐛 Occasional bugs and stability issues
- 🐛 Delayed or missing data updates
- 🌐 Lack of English translation
- 🌐 Difficult to navigate with multiple accounts

**Reported bugs**

- Login screen freezes
- Consumption data not updating properly
- Full-screen mode not working in portrait orientation
- Incorrect tariff information displayed

**Requested features**

- Translate to English
- Real-time data updates
- Improved interface for daily/monthly consumption
- Ability to connect smart home devices


## Frequently asked questions

### Is Direct Assurance free?

Direct Assurance is free to download, with no in-app purchases.

### Is EDF & MOI free?

EDF & MOI is free to download, with no in-app purchases.

### Which has better reviews, Direct Assurance or EDF & MOI?

EDF & MOI is rated higher. Direct Assurance averages 3.2 out of 5 from 5 ratings, while EDF & MOI averages 4.6 from 329 ratings.

### Do Direct Assurance or EDF & MOI have ads?

Neither Direct Assurance nor EDF & MOI shows ads.

### Which is updated more often, Direct Assurance or EDF & MOI?

Direct Assurance ships an update every 3 months, and EDF & MOI every 3 weeks. Most recently, Direct Assurance was updated on November 1, 2026 and EDF & MOI on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*