# Direct Assurance vs RED & Moi

The clearest difference is rating: RED & Moi at 4.6 against Direct Assurance's 3.2. RED & Moi also leads on review sentiment (78% vs 47%) and update cadence (every 2 weeks vs every 3 months). Direct Assurance's advantage is iOS requirement (14.0 vs 16.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RED & Moi holds the better App Store score, 4.6 against 3.2. That said, the two scores are not equally well evidenced: RED & Moi has 62 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 47% of Direct Assurance's written reviews are positive against 78% of RED & Moi's.

Direct Assurance ships an update every 3 months, RED & Moi every 2 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | Direct Assurance | RED & Moi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (5 ratings)](https://appshunter.io/ios/app/direct-assurance/id393290235/reviews) | **[4.6 (62 ratings)](https://appshunter.io/ios/app/red-and-moi/id986324701/reviews)** |
| Number of ratings | 5 | **62** |
| Positive reviews | 47.1% of reviews | **78.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 106 MB | 94 MB |
| Requires iOS | **14.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Direct Assurance](https://appshunter.io/developer/393110377) | [SFR](https://appshunter.io/developer/309172115) |

## What reviewers say

### Direct Assurance

[App page](https://appshunter.io/ios/app/direct-assurance/id393290235)

Manage your insurance contracts, report claims, and access emergency services. Easily upload documents, modify your policy, and make payments. Get assistance for car accidents and home emergencies, all from your smartphone.

**Highlights:** Contract management and modification, Online payment of premiums, Emergency service access, Car and home claim reporting, Document upload and e-signature, Geolocated breakdown assistance

**Features:** Vision Pro support

**In-app purchases:** none


### RED & Moi

[App page](https://appshunter.io/ios/app/red-and-moi/id986324701)

Manage your mobile and internet subscriptions, track your consumption, and access billing information. Get support, modify your plan, and stay updated on your orders and account details.

**Highlights:** Access subscriptions, Check consumption status, View and download bills, Manage plan and options, Access and manage accounts, Update personal information, Troubleshoot mobile and box issues

**In-app purchases:** none


## Frequently asked questions

### Is Direct Assurance free?

Direct Assurance is free to download, with no in-app purchases.

### Is RED & Moi free?

RED & Moi is free to download, with no in-app purchases.

### Which has better reviews, Direct Assurance or RED & Moi?

RED & Moi is rated higher. Direct Assurance averages 3.2 out of 5 from 5 ratings, while RED & Moi averages 4.6 from 62 ratings.

### Do Direct Assurance or RED & Moi have ads?

Neither Direct Assurance nor RED & Moi shows ads.

### Which is updated more often, Direct Assurance or RED & Moi?

Direct Assurance ships an update every 3 months, and RED & Moi every 2 weeks. Most recently, Direct Assurance was updated on November 1, 2026 and RED & Moi on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*