# First Bank Digital Banking vs SpendTrack

The clearest difference is monetization model: SpendTrack at free against First Bank Digital Banking's free with in-app purchases. SpendTrack also leads on update cadence (monthly vs every 3 months). First Bank Digital Banking's advantage is ratings volume (6.6K vs 7). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for First Bank Digital Banking against 4.7 for SpendTrack. That said, the two scores are not equally well evidenced: First Bank Digital Banking has 6.6K ratings behind it against 7, so its average is the more settled of the two.

First Bank Digital Banking ships an update every 3 months, SpendTrack monthly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | First Bank Digital Banking | SpendTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (6.6K ratings)](https://appshunter.io/ios/app/first-bank-digital-banking/id394986521/reviews) | **[4.7 (7 ratings)](https://appshunter.io/ios/app/spendtrack/id1672652764/reviews)** |
| Number of ratings | **6.6K** | 7 |
| Positive reviews | 85.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 130 MB | 69 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FIRST BANCORP](https://appshunter.io/developer/394986530) | [Fiserv, Inc](https://appshunter.io/developer/386678214) |

## What reviewers say

### First Bank Digital Banking

[App page](https://appshunter.io/ios/app/first-bank-digital-banking/id394986521)

Manage your finances on the go with this secure mobile banking application. View account balances, transfer funds, deposit checks, and track spending patterns. Access your accounts anytime, anywhere, and utilize biometric security for peace of mind.

**Highlights:** View real-time account balances, Transfer funds between accounts, Deposit checks via mobile, Track financial patterns, Add cards to mobile wallet, Biometric account security

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly
- 🔒 Secure
- 💡 Convenient features
- 🚀 Efficient

**What reviewers complain about**

- 🐛 Occasional glitches
- 🐛 Slow performance
- 🐛 Difficult navigation
- 💡 Missing features (Zelle, credit card management)

**Reported bugs**

- Mobile deposit issues
- Inconsistent transaction posting
- Frequent logouts

**Requested features**

- Ability to save password/login credentials
- Improved bill pay functionality
- Integrate credit card accounts
- Add Zelle integration
- Optimize for mobile use


### SpendTrack

[App page](https://appshunter.io/ios/app/spendtrack/id1672652764)

Manage business card programs and expenses digitally. Employees can make payments and submit reports, while managers can oversee accounts, credit lines, and approvals. Features real-time card controls and intelligent receipt capture.

**Highlights:** Digital card management, Expense report submission, Real-time card controls, Intelligent receipt capture, Spend analytics, Customizable workflows

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is First Bank Digital Banking free?

First Bank Digital Banking is free to download, with no in-app purchases.

### Is SpendTrack free?

SpendTrack is free to download, with no in-app purchases.

### Which has better reviews, First Bank Digital Banking or SpendTrack?

SpendTrack is rated higher. First Bank Digital Banking averages 4.6 out of 5 from 6.6K ratings, while SpendTrack averages 4.7 from 7 ratings.

### Do First Bank Digital Banking or SpendTrack have ads?

Neither First Bank Digital Banking nor SpendTrack shows ads.

### Which is updated more often, First Bank Digital Banking or SpendTrack?

First Bank Digital Banking ships an update every 3 months, and SpendTrack monthly. Most recently, First Bank Digital Banking was updated on October 26, 2026 and SpendTrack on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*