# First Bank Digital Banking vs NCFBINS

The clearest difference is review sentiment: First Bank Digital Banking at 86% against NCFBINS's 15%. First Bank Digital Banking also leads on rating (4.6 vs 2.4) and ratings volume (6.3K vs 80). NCFBINS's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Bank Digital Banking holds the better App Store score, 4.6 against 2.4. That said, the two scores are not equally well evidenced: First Bank Digital Banking has 6.3K ratings behind it against 80, so its average is the more settled of the two. Written reviews point the same way: 86% of First Bank Digital Banking's written reviews are positive against 15% of NCFBINS's.

First Bank Digital Banking ships an update every 3 months, NCFBINS every 2 months. The most recent releases landed on September 22, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | First Bank Digital Banking | NCFBINS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (6.3K ratings)](https://appshunter.io/ios/app/first-bank-digital-banking/id394986521/reviews)** | [2.4 (80 ratings)](https://appshunter.io/ios/app/ncfbins/id967263175/reviews) |
| Number of ratings | **6.3K** | 80 |
| Positive reviews | **85.6% of reviews** | 14.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 130 MB | 47 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FIRST BANCORP](https://appshunter.io/developer/394986530) | [North Carolina Farm Bureau Mutual Insurance Company](https://appshunter.io/developer/967263174) |

## What reviewers say

### First Bank Digital Banking

[App page](https://appshunter.io/ios/app/first-bank-digital-banking/id394986521)

Manage your finances on the go with this secure mobile banking application. View account balances, transfer funds, deposit checks, and track spending patterns. Access your accounts anytime, anywhere, and utilize biometric security for peace of mind.

**Highlights:** View real-time account balances, Transfer funds between accounts, Deposit checks via mobile, Track financial patterns, Add cards to mobile wallet, Biometric account security

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly
- 🔒 Secure
- 💡 Convenient features
- 🚀 Efficient

**What reviewers complain about**

- 🐛 Occasional glitches
- 🐛 Slow performance
- 🐛 Difficult navigation
- 💡 Missing features (Zelle, credit card management)

**Reported bugs**

- Mobile deposit issues
- Inconsistent transaction posting
- Frequent logouts

**Requested features**

- Ability to save password/login credentials
- Improved bill pay functionality
- Integrate credit card accounts
- Add Zelle integration
- Optimize for mobile use


### NCFBINS

[App page](https://appshunter.io/ios/app/ncfbins/id967263175)

Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.

**Highlights:** Access policy information, Make payments, Report claims, View insurance cards, Contact agent

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is First Bank Digital Banking free?

First Bank Digital Banking is free to download, with no in-app purchases.

### Is NCFBINS free?

NCFBINS is free to download, with no in-app purchases.

### Which has better reviews, First Bank Digital Banking or NCFBINS?

First Bank Digital Banking is rated higher. First Bank Digital Banking averages 4.6 out of 5 from 6.3K ratings, while NCFBINS averages 2.4 from 80 ratings.

### Do First Bank Digital Banking or NCFBINS have ads?

Neither First Bank Digital Banking nor NCFBINS shows ads.

### Which is updated more often, First Bank Digital Banking or NCFBINS?

First Bank Digital Banking ships an update every 3 months, and NCFBINS every 2 months. Most recently, First Bank Digital Banking was updated on September 22, 2026 and NCFBINS on September 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*