# ICCU Mobile Banking vs WaFd Bank

ICCU Mobile Banking and WaFd Bank both sit at 4.9 stars, but that hides the real split: 72% of ICCU Mobile Banking's written reviews are positive against 43% of WaFd Bank's. ICCU Mobile Banking also leads on ratings volume (80K vs 3.6K) and update cadence (every 6 weeks vs every 3 months). WaFd Bank's advantage is monetization model (free vs ad-supported). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ICCU Mobile Banking holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: ICCU Mobile Banking has 80K ratings behind it against 3.6K, so its average is the more settled of the two. Written reviews point the same way: 72% of ICCU Mobile Banking's written reviews are positive against 43% of WaFd Bank's.

ICCU Mobile Banking ships an update every 6 weeks, WaFd Bank every 3 months. The most recent releases landed on November 4, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | ICCU Mobile Banking | WaFd Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (80K ratings)](https://appshunter.io/ios/app/iccu-mobile-banking/id395031470/reviews)** | [4.7 (3.6K ratings)](https://appshunter.io/ios/app/wafd-bank/id1054549841/reviews) |
| Number of ratings | **80K** | 3.6K |
| Positive reviews | **72.1% of reviews** | 42.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 146 MB | 130 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Idaho Central Credit Union](https://appshunter.io/developer/1032877531) | [WaFd Bank](https://appshunter.io/developer/691369619) |

## What reviewers say

### ICCU Mobile Banking

[App page](https://appshunter.io/ios/app/iccu-mobile-banking/id395031470)

Easily manage your finances on the go. Review account activity and balances, transfer funds, make deposits, and pay bills. Offers a comprehensive suite of banking tools for convenient financial management.

**Highlights:** Account activity and balance review, Fund transfers, Mobile deposits, Bill payment, Anytime, anywhere access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 💡 Useful features like mobile deposit
- 👍 Easy to use interface
- 🔒 Secure banking experience
- 👍 Reliable app performance

**What reviewers complain about**

- 🐛 Frequent crashes or login issues
- 🔍 Confusing or limited account management options
- 🔍 Inconsistent app updates and changes
- 🔍 Lacking key features compared to other banking apps

**Reported bugs**

- Mobile deposit feature crashes
- Login screen freezes or logs users out
- Inconsistent account balance updates

**Requested features**

- Ability to customize account views
- Improved mobile deposit functionality
- Dark mode option
- Budgeting and financial management tools


### WaFd Bank

[App page](https://appshunter.io/ios/app/wafd-bank/id1054549841)

Manage your finances on the go with this mobile banking platform. Connect all your accounts, pay bills, send money, and track spending with automated categorization. Enjoy secure access and convenient features like photo check deposit and card controls.

**Highlights:** View all finances in one app, Pay bills and move funds, Send money to friends, Manage credit card, Turn debit card on/off, Automatic transaction categorization, Photo-deposit checks, Real-time alerts and notifications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful budgeting tools
- 🔗 Ability to link external accounts
- 🚀 Fast and responsive
- 🌟 Excellent app overall

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🔍 Missing features (e.g., check viewing, pending transactions)
- 🔒 Security issues (e.g., password reset problems)
- 📱 Compatibility problems on certain devices

**Reported bugs**

- Login issues and errors
- Syncing problems with external accounts
- Unreliable mobile deposit functionality
- Disappearing or inaccurate transaction data

**Requested features**

- Landscape mode support for tablets
- Improved transaction history and balance tracking
- Customizable categories and budgeting options
- Ability to freeze/lock debit cards
- Better integration with other financial apps


## Frequently asked questions

### Is ICCU Mobile Banking free?

ICCU Mobile Banking is free to download, with no in-app purchases.

### Is WaFd Bank free?

WaFd Bank is free to download, with no in-app purchases.

### Which has better reviews, ICCU Mobile Banking or WaFd Bank?

ICCU Mobile Banking is rated higher. ICCU Mobile Banking averages 4.9 out of 5 from 80K ratings, while WaFd Bank averages 4.7 from 3.6K ratings.

### Do ICCU Mobile Banking or WaFd Bank have ads?

Neither ICCU Mobile Banking nor WaFd Bank shows ads.

### Which is updated more often, ICCU Mobile Banking or WaFd Bank?

ICCU Mobile Banking ships an update every 6 weeks, and WaFd Bank every 3 months. Most recently, ICCU Mobile Banking was updated on November 4, 2026 and WaFd Bank on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*