# ICCU Mobile Banking vs BECU

The clearest difference is ads: ICCU Mobile Banking at none against BECU's shown. ICCU Mobile Banking also leads on review sentiment (73% vs 60%). BECU's advantage is iOS requirement (13.0 vs 16.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for ICCU Mobile Banking against 4.8 for BECU. Both are backed by a comparable volume of ratings — 79K and 70K respectively. Written reviews are what separate them: 73% of ICCU Mobile Banking's written reviews are positive against 60% of BECU's.

ICCU Mobile Banking ships an update every 6 weeks, BECU every 2 months. Both last shipped on September 25, 2026.

## The numbers

| Metric | ICCU Mobile Banking | BECU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (79K ratings)](https://appshunter.io/ios/app/iccu-mobile-banking/id395031470/reviews)** | [4.8 (70K ratings)](https://appshunter.io/ios/app/becu/id465186865/reviews) |
| Number of ratings | **79K** | 70K |
| Positive reviews | **73.0% of reviews** | 59.9% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Ad-supported | Ad-supported |
| Size | 146 MB | 102 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Idaho Central Credit Union](https://appshunter.io/developer/1032877531) | [BECU](https://appshunter.io/developer/465186868) |

## What reviewers say

### ICCU Mobile Banking

[App page](https://appshunter.io/ios/app/iccu-mobile-banking/id395031470)

Easily manage your finances on the go. Review account activity and balances, transfer funds, make deposits, and pay bills. Offers a comprehensive suite of banking tools for convenient financial management.

**Highlights:** Account activity and balance review, Fund transfers, Mobile deposits, Bill payment, Anytime, anywhere access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 💡 Useful features like mobile deposit
- 👍 Easy to use interface
- 🔒 Secure banking experience
- 👍 Reliable app performance

**What reviewers complain about**

- 🐛 Frequent crashes or login issues
- 🔍 Confusing or limited account management options
- 🔍 Inconsistent app updates and changes
- 🔍 Lacking key features compared to other banking apps

**Reported bugs**

- Mobile deposit feature crashes
- Login screen freezes or logs users out
- Inconsistent account balance updates

**Requested features**

- Ability to customize account views
- Improved mobile deposit functionality
- Dark mode option
- Budgeting and financial management tools


### BECU

[App page](https://appshunter.io/ios/app/becu/id465186865)

Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.

**Highlights:** Consolidate BECU and non-BECU accounts, Budget based on spending history, Locate ATMs and credit unions, Transfer funds, Deposit checks, Pay bills

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting and spending tracking features
- 🔒 Secure login process
- 👍 Intuitive and user-friendly interface

**What reviewers complain about**

- 🐛 Transactions not syncing properly
- 🐛 Buggy and unreliable app performance
- 🔍 Lacking important features available on website
- 🤔 Confusing or unintuitive app design
- 🔍 Limited functionality compared to expectations

**Reported bugs**

- Inconsistent transaction reporting between app and website
- Messaging/chat feature not functioning properly
- Mobile check deposit often fails to recognize correct amounts
- Frequent login issues and challenges with multi-factor authentication

**Requested features**

- Add ability to make loan payments and view statements within the app
- Improve transaction search and categorization tools
- Provide option to customize budget categories and time periods
- Integrate credit score checking functionality
- Allow linking of external bank accounts for a more holistic view


## Frequently asked questions

### Is ICCU Mobile Banking free?

ICCU Mobile Banking is free to download, with no in-app purchases.

### Is BECU free?

BECU is free to download, with no in-app purchases.

### Which has better reviews, ICCU Mobile Banking or BECU?

ICCU Mobile Banking is rated higher. ICCU Mobile Banking averages 4.9 out of 5 from 79K ratings, while BECU averages 4.8 from 70K ratings.

### Do ICCU Mobile Banking or BECU have ads?

BECU shows ads; ICCU Mobile Banking does not.

### Which is updated more often, ICCU Mobile Banking or BECU?

ICCU Mobile Banking ships an update every 6 weeks, and BECU every 2 months. Most recently, ICCU Mobile Banking was updated on September 25, 2026 and BECU on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*