# ICCU Mobile Banking vs S1 Lending

The clearest difference is ratings volume: ICCU Mobile Banking at 80K against S1 Lending's 1. ICCU Mobile Banking also leads on iOS requirement (16.0 vs 18.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for ICCU Mobile Banking against 5.0 for S1 Lending. That said, the two scores are not equally well evidenced: ICCU Mobile Banking has 80K ratings behind it against 1, so its average is the more settled of the two.

ICCU Mobile Banking ships an update every 6 weeks, S1 Lending every 3 weeks. The most recent releases landed on October 27, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | ICCU Mobile Banking | S1 Lending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (80K ratings)](https://appshunter.io/ios/app/iccu-mobile-banking/id395031470/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/s1-lending/id6808287644/reviews)** |
| Number of ratings | **80K** | 1 |
| Positive reviews | 72.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Ad-supported | — |
| Size | 146 MB | 102 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Idaho Central Credit Union](https://appshunter.io/developer/1032877531) | [American Pacific Mortgage Corporation](https://appshunter.io/developer/1175503050) |

## What reviewers say

### ICCU Mobile Banking

[App page](https://appshunter.io/ios/app/iccu-mobile-banking/id395031470)

Easily manage your finances on the go. Review account activity and balances, transfer funds, make deposits, and pay bills. Offers a comprehensive suite of banking tools for convenient financial management.

**Highlights:** Account activity and balance review, Fund transfers, Mobile deposits, Bill payment, Anytime, anywhere access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 💡 Useful features like mobile deposit
- 👍 Easy to use interface
- 🔒 Secure banking experience
- 👍 Reliable app performance

**What reviewers complain about**

- 🐛 Frequent crashes or login issues
- 🔍 Confusing or limited account management options
- 🔍 Inconsistent app updates and changes
- 🔍 Lacking key features compared to other banking apps

**Reported bugs**

- Mobile deposit feature crashes
- Login screen freezes or logs users out
- Inconsistent account balance updates

**Requested features**

- Ability to customize account views
- Improved mobile deposit functionality
- Dark mode option
- Budgeting and financial management tools


### S1 Lending

[App page](https://appshunter.io/ios/app/s1-lending/id6808287644)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ICCU Mobile Banking free?

ICCU Mobile Banking is free to download, with no in-app purchases.

### Is S1 Lending free?

S1 Lending is free to download, with no in-app purchases.

### Which has better reviews, ICCU Mobile Banking or S1 Lending?

S1 Lending is rated higher. ICCU Mobile Banking averages 4.9 out of 5 from 80K ratings, while S1 Lending averages 5.0 from 1 ratings.

### Do ICCU Mobile Banking or S1 Lending have ads?

Neither ICCU Mobile Banking nor S1 Lending shows ads.

### Which is updated more often, ICCU Mobile Banking or S1 Lending?

ICCU Mobile Banking ships an update every 6 weeks, and S1 Lending every 3 weeks. Most recently, ICCU Mobile Banking was updated on October 27, 2026 and S1 Lending on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*