# ICCU Mobile Banking vs Gesa Digital Banking

ICCU Mobile Banking and Gesa Digital Banking both sit at 4.9 stars, but that hides the real split: 72% of ICCU Mobile Banking's written reviews are positive against 30% of Gesa Digital Banking's. ICCU Mobile Banking also leads on update cadence (every 6 weeks vs every 14 months). Gesa Digital Banking's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ICCU Mobile Banking holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 80K and 28K respectively. Written reviews point the same way: 72% of ICCU Mobile Banking's written reviews are positive against 30% of Gesa Digital Banking's.

ICCU Mobile Banking ships an update every 6 weeks, Gesa Digital Banking every 14 months. Both last shipped on October 20, 2026.

## The numbers

| Metric | ICCU Mobile Banking | Gesa Digital Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (80K ratings)](https://appshunter.io/ios/app/iccu-mobile-banking/id395031470/reviews)** | [4.7 (28K ratings)](https://appshunter.io/ios/app/gesa-digital-banking/id690716194/reviews) |
| Number of ratings | **80K** | 28K |
| Positive reviews | **72.1% of reviews** | 29.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 14 months |
| Monetization | Ad-supported | **Free** |
| Size | 146 MB | 81 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Idaho Central Credit Union](https://appshunter.io/developer/1032877531) | [Gesa Credit Union](https://appshunter.io/developer/470410885) |

## What reviewers say

### ICCU Mobile Banking

[App page](https://appshunter.io/ios/app/iccu-mobile-banking/id395031470)

Easily manage your finances on the go. Review account activity and balances, transfer funds, make deposits, and pay bills. Offers a comprehensive suite of banking tools for convenient financial management.

**Highlights:** Account activity and balance review, Fund transfers, Mobile deposits, Bill payment, Anytime, anywhere access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 💡 Useful features like mobile deposit
- 👍 Easy to use interface
- 🔒 Secure banking experience
- 👍 Reliable app performance

**What reviewers complain about**

- 🐛 Frequent crashes or login issues
- 🔍 Confusing or limited account management options
- 🔍 Inconsistent app updates and changes
- 🔍 Lacking key features compared to other banking apps

**Reported bugs**

- Mobile deposit feature crashes
- Login screen freezes or logs users out
- Inconsistent account balance updates

**Requested features**

- Ability to customize account views
- Improved mobile deposit functionality
- Dark mode option
- Budgeting and financial management tools


### Gesa Digital Banking

[App page](https://appshunter.io/ios/app/gesa-digital-banking/id690716194)

Manage your finances conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and apply for financial products like loans and credit cards. Enjoy secure access with biometric options on supported devices.

**Highlights:** Money transfers, Check deposits, Bill payments, Loan applications, Credit card applications, New account opening, Biometric access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Straightforward and easy to use
- 🔒 Secure banking experience
- 👍 Reliable for basic banking needs
- 🚀 Convenient mobile check deposit
- 👍 Friendly and helpful customer service

**What reviewers complain about**

- 🐛 Buggy and glitchy app experience
- 🕰️ Slow and laggy performance
- 🔒 Frequent 2-step verification required
- 👎 Difficult to navigate and find features
- 🔨 Poor integration with credit card and in-branch services

**Reported bugs**

- Remote check deposit issues and timeouts
- Inconsistent login and logout behavior
- Incorrect account and address information
- Delayed posting of pending transactions

**Requested features**

- Increase transfer limit from savings to checking
- Improve navigation and organization of the app
- Add biometric login options (fingerprint, face ID)
- Streamline credit card payment process
- Redesign the app to be more visually appealing


## Frequently asked questions

### Is ICCU Mobile Banking free?

ICCU Mobile Banking is free to download, with no in-app purchases.

### Is Gesa Digital Banking free?

Gesa Digital Banking is free to download, with no in-app purchases.

### Which has better reviews, ICCU Mobile Banking or Gesa Digital Banking?

ICCU Mobile Banking is rated higher. ICCU Mobile Banking averages 4.9 out of 5 from 80K ratings, while Gesa Digital Banking averages 4.7 from 28K ratings.

### Do ICCU Mobile Banking or Gesa Digital Banking have ads?

Neither ICCU Mobile Banking nor Gesa Digital Banking shows ads.

### Which is updated more often, ICCU Mobile Banking or Gesa Digital Banking?

ICCU Mobile Banking ships an update every 6 weeks, and Gesa Digital Banking every 14 months. Most recently, ICCU Mobile Banking was updated on October 20, 2026 and Gesa Digital Banking on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*