# ICCU Mobile Banking vs Scheels Visa Card

ICCU Mobile Banking and Scheels Visa Card both sit at 4.9 stars, but that hides the real split: 73% of ICCU Mobile Banking's written reviews are positive against 40% of Scheels Visa Card's. Scheels Visa Card's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for ICCU Mobile Banking against 4.8 for Scheels Visa Card. Both are backed by a comparable volume of ratings — 79K and 39K respectively. Written reviews are what separate them: 73% of ICCU Mobile Banking's written reviews are positive against 40% of Scheels Visa Card's.

Both ship on a similar rhythm, roughly every 6 weeks. Both last shipped on September 24, 2026.

## The numbers

| Metric | ICCU Mobile Banking | Scheels Visa Card |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (79K ratings)](https://appshunter.io/ios/app/iccu-mobile-banking/id395031470/reviews)** | [4.8 (39K ratings)](https://appshunter.io/ios/app/scheels-visa-card/id844282103/reviews) |
| Number of ratings | **79K** | 39K |
| Positive reviews | **73.0% of reviews** | 40.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 146 MB | 49 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Idaho Central Credit Union](https://appshunter.io/developer/1032877531) | [First Bankcard](https://appshunter.io/developer/631020362) |

## What reviewers say

### ICCU Mobile Banking

[App page](https://appshunter.io/ios/app/iccu-mobile-banking/id395031470)

Easily manage your finances on the go. Review account activity and balances, transfer funds, make deposits, and pay bills. Offers a comprehensive suite of banking tools for convenient financial management.

**Highlights:** Account activity and balance review, Fund transfers, Mobile deposits, Bill payment, Anytime, anywhere access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 💡 Useful features like mobile deposit
- 👍 Easy to use interface
- 🔒 Secure banking experience
- 👍 Reliable app performance

**What reviewers complain about**

- 🐛 Frequent crashes or login issues
- 🔍 Confusing or limited account management options
- 🔍 Inconsistent app updates and changes
- 🔍 Lacking key features compared to other banking apps

**Reported bugs**

- Mobile deposit feature crashes
- Login screen freezes or logs users out
- Inconsistent account balance updates

**Requested features**

- Ability to customize account views
- Improved mobile deposit functionality
- Dark mode option
- Budgeting and financial management tools


### Scheels Visa Card

[App page](https://appshunter.io/ios/app/scheels-visa-card/id844282103)

Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.

**Highlights:** Touch ID login, Account balance check, Statement and transaction history, Credit card bill payment, Email alert setup

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💳 Good rewards program
- 🛒 Integrates well with Scheels store
- 🤝 Excellent customer service

**What reviewers complain about**

- 🔍 Difficult to view account details
- 🔒 Security issues with card compromises
- 💰 High interest rates
- 🔄 Inconsistent login/authentication issues

**Reported bugs**

- App crashes or freezes during use
- Incorrect credit limit changes without notice
- Inability to update payment information
- Recurring login problems

**Requested features**

- Ability to view reward points balance in app
- Option for automatic payments to avoid late fees
- Improved app stability and performance
- Better integration between app and website


## Frequently asked questions

### Is ICCU Mobile Banking free?

ICCU Mobile Banking is free to download, with no in-app purchases.

### Is Scheels Visa Card free?

Scheels Visa Card is free to download, with no in-app purchases.

### Which has better reviews, ICCU Mobile Banking or Scheels Visa Card?

ICCU Mobile Banking is rated higher. ICCU Mobile Banking averages 4.9 out of 5 from 79K ratings, while Scheels Visa Card averages 4.8 from 39K ratings.

### Do ICCU Mobile Banking or Scheels Visa Card have ads?

Neither ICCU Mobile Banking nor Scheels Visa Card shows ads.

### Which is updated more often, ICCU Mobile Banking or Scheels Visa Card?

ICCU Mobile Banking ships an update every 6 weeks, and Scheels Visa Card every 6 weeks. Most recently, ICCU Mobile Banking was updated on September 24, 2026 and Scheels Visa Card on September 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*