# ING Mobil vs Cepte Cardif

The clearest difference is rating: ING Mobil at 4.8 against Cepte Cardif's 1.0. ING Mobil also leads on update cadence (weekly vs every 3 months) and ratings volume (331 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ING Mobil holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: ING Mobil has 331 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 37% of ING Mobil's written reviews are positive against 12% of Cepte Cardif's.

ING Mobil ships an update weekly, Cepte Cardif every 3 months. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | ING Mobil | Cepte Cardif |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (331 ratings)](https://appshunter.io/ios/app/ing-mobil/id395535459/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/cepte-cardif/id1284816640/reviews) |
| Number of ratings | **331** | 1 |
| Positive reviews | **36.6% of reviews** | 11.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 months |
| Monetization | Free | Free |
| Size | 302 MB | 14 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [ING Bank A.Ş.](https://appshunter.io/developer/395535462) | [Bnp Paribas Cardif Turkiye](https://appshunter.io/developer/1284816639) |

## What reviewers say

### ING Mobil

[App page](https://appshunter.io/ios/app/ing-mobil/id395535459)

Manage your banking needs on the go. Open accounts, apply for loans and credit cards, pay bills, and transfer money. Get instant answers from a smart chatbot or connect with experts via video.

**Highlights:** Instant account opening, Money transfers and bill payments, Loan and credit card applications, Savings account management, Insurance policy renewals, Smart banking chatbot, Remote expert advice

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (older versions)
- 👍 Fast and convenient (older reviews)
- 👍 Innovative features (older reviews)
- 👍 Great app and bank (older reviews)
- 👍 Good customer service (older reviews)

**What reviewers complain about**

- 👎 Clunky and ugly interface
- 👎 Slow and unusable
- 👎 Poor banking experience
- 👎 Confusing interface after update
- 👎 Cannot access some functions

**Reported bugs**

- App crashes when getting statement
- Cannot access credit card details
- Cannot see credit card number
- "Sign up" option not working
- Logout button inconvenient

**Requested features**

- Add fingerprint login
- Add option to see ING Trader stocks
- Improve interest rates on E Turuncu account
- Allow viewing credit card number with extra security step
- Add option to set desired buy/sell price for FX


### Cepte Cardif

[App page](https://appshunter.io/ios/app/cepte-cardif/id1284816640)

Access and manage your pension fund contracts and life insurance policies on the go. View detailed savings, interest, coverage amounts, and contribution history. Perform transactions like changing payments or fund distribution, and use a simulator to predict future savings.

**Highlights:** View pension fund details, Manage life insurance policies, Track savings and interest, Review coverage amounts, Simulator for future savings, Change monthly payments, Adjust fund distribution

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ING Mobil free?

ING Mobil is free to download, with no in-app purchases.

### Is Cepte Cardif free?

Cepte Cardif is free to download, with no in-app purchases.

### Which has better reviews, ING Mobil or Cepte Cardif?

ING Mobil is rated higher. ING Mobil averages 4.8 out of 5 from 331 ratings, while Cepte Cardif averages 1.0 from 1 ratings.

### Do ING Mobil or Cepte Cardif have ads?

Neither ING Mobil nor Cepte Cardif shows ads.

### Which is updated more often, ING Mobil or Cepte Cardif?

ING Mobil ships an update weekly, and Cepte Cardif every 3 months. Most recently, ING Mobil was updated on October 19, 2026 and Cepte Cardif on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*