# 하나원큐 기업 vs IBK연금 스마트창구

The clearest difference is rating: 하나원큐 기업 at 3.0 against IBK연금 스마트창구's 1.0. 하나원큐 기업 also leads on review sentiment (27% vs 0%) and ratings volume (11 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

하나원큐 기업 holds the better App Store score, 3.0 against 1.0. That said, the two scores are not equally well evidenced: 하나원큐 기업 has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 27% of 하나원큐 기업's written reviews are positive against 0% of IBK연금 스마트창구's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | 하나원큐 기업 | IBK연금 스마트창구 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (11 ratings)](https://appshunter.io/ios/app/id395878804/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/ibk/id1469504107/reviews) |
| Number of ratings | **11** | 2 |
| Positive reviews | **27.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 94 MB | 48 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Bank](https://appshunter.io/developer/340826760) | [IBK Insurance Co. Ltd.](https://appshunter.io/developer/1467880950) |

## What reviewers say

### 하나원큐 기업

[App page](https://appshunter.io/ios/app/id395878804)

Manage your business finances with a redesigned mobile banking app. Enjoy personalized main screens, easy navigation, secure login options, and convenient access to banking services like deposits, loans, and trade finance.

**Highlights:** Personalized main screen with favorite accounts, Easy menu navigation and search, Secure and quick login options, Simplified authentication and OTP, Digital document storage, Account and loan management, Trade finance services

**Features:** Vision Pro support

**In-app purchases:** none


### IBK연금 스마트창구

[App page](https://appshunter.io/ios/app/ibk/id1469504107)

Manage your pension and retirement accounts with ease. Access policy details, make payments, and apply for loans anytime, anywhere. Features include biometric login, mobile policy documents, and future fund projections.

**Highlights:** Pension and retirement account management, Policy contract management, Biometric and simple password login, Mobile policy documents and notices, Loan application and repayment, Retirement fund simulation

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 하나원큐 기업 free?

하나원큐 기업 is free to download, with no in-app purchases.

### Is IBK연금 스마트창구 free?

IBK연금 스마트창구 is free to download, with no in-app purchases.

### Which has better reviews, 하나원큐 기업 or IBK연금 스마트창구?

하나원큐 기업 is rated higher. 하나원큐 기업 averages 3.0 out of 5 from 11 ratings, while IBK연금 스마트창구 averages 1.0 from 2 ratings.

### Do 하나원큐 기업 or IBK연금 스마트창구 have ads?

Neither 하나원큐 기업 nor IBK연금 스마트창구 shows ads.

### Which is updated more often, 하나원큐 기업 or IBK연금 스마트창구?

하나원큐 기업 ships an update every 3 months, and IBK연금 스마트창구 every 3 months. Most recently, 하나원큐 기업 was updated on September 23, 2026 and IBK연금 스마트창구 on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*