# 하나원큐 기업 vs 하나Pay(하나카드)

The clearest difference is rating: 하나Pay(하나카드) at 4.4 against 하나원큐 기업's 3.0. 하나Pay(하나카드) also leads on ratings volume (699 vs 11) and update cadence (every 5 weeks vs every 3 months). 하나원큐 기업's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

하나Pay(하나카드) holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: 하나Pay(하나카드) has 699 ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 27% of 하나원큐 기업's written reviews are positive against 23% of 하나Pay(하나카드)'s, so the app with the better star average is not the one people write more warmly about.

하나원큐 기업 ships an update every 3 months, 하나Pay(하나카드) every 5 weeks. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 하나원큐 기업 | 하나Pay(하나카드) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (11 ratings)](https://appshunter.io/ios/app/id395878804/reviews) | **[4.4 (699 ratings)](https://appshunter.io/ios/app/pay/id847268987/reviews)** |
| Number of ratings | 11 | **699** |
| Positive reviews | **27.3% of reviews** | 23.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 94 MB | 228 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hana Bank](https://appshunter.io/developer/340826760) | [Hana Card Co., Ltd.](https://appshunter.io/developer/940292922) |

## What reviewers say

### 하나원큐 기업

[App page](https://appshunter.io/ios/app/id395878804)

Manage your business finances with a redesigned mobile banking app. Enjoy personalized main screens, easy navigation, secure login options, and convenient access to banking services like deposits, loans, and trade finance.

**Highlights:** Personalized main screen with favorite accounts, Easy menu navigation and search, Secure and quick login options, Simplified authentication and OTP, Digital document storage, Account and loan management, Trade finance services

**Features:** Vision Pro support

**In-app purchases:** none


### 하나Pay(하나카드)

[App page](https://appshunter.io/ios/app/pay/id847268987)

Manage your finances with a single card app. Make faster payments via QR/barcode or widgets, view all your financial information at a glance, and receive personalized benefits and event notifications. It also offers expense management and fund transfers.

**Highlights:** QR/barcode payments without password/fingerprint, Widget and home screen shortcuts for quick payments, AI-powered personalized menu suggestions, All financial information at a glance, Expense management and spending analysis, Account inquiry and fund transfers, Personalized benefits and event notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient
- 💡 Useful features like KTX discounts and Kakao Taxi integration

**What reviewers complain about**

- 🐛 Slow and unresponsive app
- 🔒 Lack of support for other languages, especially English
- 🔍 Confusing and cluttered UI/UX
- 🔌 Poor performance when used abroad

**Reported bugs**

- Frequent crashes and freezes
- Issues with account registration and authentication
- Incompatibility with certain devices and operating systems

**Requested features**

- Add English language support
- Improve app speed and responsiveness
- Simplify and streamline the UI
- Provide better support for overseas users


## Frequently asked questions

### Is 하나원큐 기업 free?

하나원큐 기업 is free to download, with no in-app purchases.

### Is 하나Pay(하나카드) free?

하나Pay(하나카드) is free to download, with no in-app purchases.

### Which has better reviews, 하나원큐 기업 or 하나Pay(하나카드)?

하나Pay(하나카드) is rated higher. 하나원큐 기업 averages 3.0 out of 5 from 11 ratings, while 하나Pay(하나카드) averages 4.4 from 699 ratings.

### Do 하나원큐 기업 or 하나Pay(하나카드) have ads?

Neither 하나원큐 기업 nor 하나Pay(하나카드) shows ads.

### Which is updated more often, 하나원큐 기업 or 하나Pay(하나카드)?

하나원큐 기업 ships an update every 3 months, and 하나Pay(하나카드) every 5 weeks. Most recently, 하나원큐 기업 was updated on October 16, 2026 and 하나Pay(하나카드) on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*