# 현대캐피탈 공식 앱 vs 삼성카드 다이렉트 오토

The clearest difference is review sentiment: 현대캐피탈 공식 앱 at 90% against 삼성카드 다이렉트 오토's 22%. 현대캐피탈 공식 앱 also leads on update cadence (monthly vs every 5 months) and ratings volume (54 vs 1). 삼성카드 다이렉트 오토's advantage is rating (5.0 vs 4.3) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

삼성카드 다이렉트 오토 holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: 현대캐피탈 공식 앱 has 54 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 90% of 현대캐피탈 공식 앱's written reviews are positive against 22% of 삼성카드 다이렉트 오토's, so the app with the better star average is not the one people write more warmly about.

현대캐피탈 공식 앱 ships an update monthly, 삼성카드 다이렉트 오토 every 5 months. Both last shipped on November 6, 2026.

## The numbers

| Metric | 현대캐피탈 공식 앱 | 삼성카드 다이렉트 오토 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (54 ratings)](https://appshunter.io/ios/app/id396080329/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1124348799/reviews)** |
| Number of ratings | **54** | 1 |
| Positive reviews | **90.3% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Ad-supported | **Free** |
| Size | 243 MB | 24 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hyundai Capital Services](https://appshunter.io/developer/370914875) | [Samsungcard Co., Ltd.](https://appshunter.io/developer/379577049) |

## What reviewers say

### 현대캐피탈 공식 앱

[App page](https://appshunter.io/ios/app/id396080329)

Access a range of financial and mobility services, including car loans, direct financing, and personal loans. Manage your existing products, track vehicle information, and get personalized recommendations for a streamlined financial experience.

**Highlights:** Quick access to financial and mobility services, Manage existing product status, Direct car financing with discounts, Loan application and comparison, Vehicle and asset management, Personalized content recommendations

**Features:** Vision Pro support

**In-app purchases:** none


### 삼성카드 다이렉트 오토

[App page](https://appshunter.io/ios/app/id1124348799)

Plan your vehicle purchase with this app. Get loan quotes, complete financial applications, and discover event discounts all in one place. It streamlines the car buying process from start to finish.

**Highlights:** Easy installment quotes, Paperless direct review, Various event discount information, Vehicle selection, Financial application, Identity verification

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 현대캐피탈 공식 앱 free?

현대캐피탈 공식 앱 is free to download, with no in-app purchases.

### Is 삼성카드 다이렉트 오토 free?

삼성카드 다이렉트 오토 is free to download, with no in-app purchases.

### Which has better reviews, 현대캐피탈 공식 앱 or 삼성카드 다이렉트 오토?

삼성카드 다이렉트 오토 is rated higher. 현대캐피탈 공식 앱 averages 4.3 out of 5 from 54 ratings, while 삼성카드 다이렉트 오토 averages 5.0 from 1 ratings.

### Do 현대캐피탈 공식 앱 or 삼성카드 다이렉트 오토 have ads?

Neither 현대캐피탈 공식 앱 nor 삼성카드 다이렉트 오토 shows ads.

### Which is updated more often, 현대캐피탈 공식 앱 or 삼성카드 다이렉트 오토?

현대캐피탈 공식 앱 ships an update monthly, and 삼성카드 다이렉트 오토 every 5 months. Most recently, 현대캐피탈 공식 앱 was updated on November 6, 2026 and 삼성카드 다이렉트 오토 on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*