# 현대캐피탈 공식 앱 vs iM샵(#)

The clearest difference is rating: iM샵(#) at 5.0 against 현대캐피탈 공식 앱's 4.3. 현대캐피탈 공식 앱's advantage is review sentiment (90% vs 75%) and ratings volume (53 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iM샵(#) holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: 현대캐피탈 공식 앱 has 53 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 90% of 현대캐피탈 공식 앱's written reviews are positive against 75% of iM샵(#)'s, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 16, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | 현대캐피탈 공식 앱 | iM샵(#) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (53 ratings)](https://appshunter.io/ios/app/id396080329/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/im/id1479028844/reviews)** |
| Number of ratings | **53** | 4 |
| Positive reviews | **90.3% of reviews** | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | Ad-supported |
| Size | 243 MB | 118 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hyundai Capital Services](https://appshunter.io/developer/370914875) | [iM Bank Co., Ltd.](https://appshunter.io/developer/484856086) |

## What reviewers say

### 현대캐피탈 공식 앱

[App page](https://appshunter.io/ios/app/id396080329)

Access a range of financial and mobility services, including car loans, direct financing, and personal loans. Manage your existing products, track vehicle information, and get personalized recommendations for a streamlined financial experience.

**Highlights:** Quick access to financial and mobility services, Manage existing product status, Direct car financing with discounts, Loan application and comparison, Vehicle and asset management, Personalized content recommendations

**Features:** Vision Pro support

**In-app purchases:** none


### iM샵(#)

[App page](https://appshunter.io/ios/app/im/id1479028844)

This platform offers a fast and convenient way to manage finances and access local services. It simplifies sign-ups, allows easy charging of regional gift certificates, and provides a free promotional space for small businesses. Users can also access various lifestyle services like expense analysis and mobile transportation cards.

**Highlights:** Easy 1-minute sign-up, Regional gift certificate charging and inquiry, Free promotional space for small businesses, Downloadable local business coupons, Non-covered hospital bill inquiry, Spending pattern analysis, Mobile transportation card issuance and charging

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 현대캐피탈 공식 앱 free?

현대캐피탈 공식 앱 is free to download, with no in-app purchases.

### Is iM샵(#) free?

iM샵(#) is free to download, with no in-app purchases.

### Which has better reviews, 현대캐피탈 공식 앱 or iM샵(#)?

iM샵(#) is rated higher. 현대캐피탈 공식 앱 averages 4.3 out of 5 from 53 ratings, while iM샵(#) averages 5.0 from 4 ratings.

### Do 현대캐피탈 공식 앱 or iM샵(#) have ads?

Neither 현대캐피탈 공식 앱 nor iM샵(#) shows ads.

### Which is updated more often, 현대캐피탈 공식 앱 or iM샵(#)?

현대캐피탈 공식 앱 ships an update monthly, and iM샵(#) monthly. Most recently, 현대캐피탈 공식 앱 was updated on October 16, 2026 and iM샵(#) on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*