# 현대캐피탈 공식 앱 vs iM캐피탈

The clearest difference is review sentiment: 현대캐피탈 공식 앱 at 90% against iM캐피탈's 47%. 현대캐피탈 공식 앱 also leads on update cadence (monthly vs every 3 months). iM캐피탈's advantage is monetization model (free vs ad-supported) and iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

현대캐피탈 공식 앱 ships an update monthly, iM캐피탈 every 3 months. The most recent releases landed on October 16, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | 현대캐피탈 공식 앱 | iM캐피탈 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (53 ratings)](https://appshunter.io/ios/app/id396080329/reviews)** | — |
| Number of ratings | **53** | — |
| Positive reviews | **90.3% of reviews** | 46.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 243 MB | 83 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hyundai Capital Services](https://appshunter.io/developer/370914875) | [iM Capital Co., Ltd.](https://appshunter.io/developer/1550234876) |

## What reviewers say

### 현대캐피탈 공식 앱

[App page](https://appshunter.io/ios/app/id396080329)

Access a range of financial and mobility services, including car loans, direct financing, and personal loans. Manage your existing products, track vehicle information, and get personalized recommendations for a streamlined financial experience.

**Highlights:** Quick access to financial and mobility services, Manage existing product status, Direct car financing with discounts, Loan application and comparison, Vehicle and asset management, Personalized content recommendations

**Features:** Vision Pro support

**In-app purchases:** none


### iM캐피탈

[App page](https://appshunter.io/ios/app/im/id1575308199)

Access various loan products, from personal credit to secured and auto loans, with a 1-minute credit limit inquiry that doesn't affect your credit score. Manage your loans, check asset values, and apply for new loans seamlessly.

**Highlights:** 1-minute credit limit inquiry, Personal, secured, and auto loan products, Loan management and payment tracking, Real estate and vehicle market value checks, Non-face-to-face loan application, Customizable home screen

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 현대캐피탈 공식 앱 free?

현대캐피탈 공식 앱 is free to download, with no in-app purchases.

### Is iM캐피탈 free?

iM캐피탈 is free to download, with no in-app purchases.

### Do 현대캐피탈 공식 앱 or iM캐피탈 have ads?

Neither 현대캐피탈 공식 앱 nor iM캐피탈 shows ads.

### Which is updated more often, 현대캐피탈 공식 앱 or iM캐피탈?

현대캐피탈 공식 앱 ships an update monthly, and iM캐피탈 every 3 months. Most recently, 현대캐피탈 공식 앱 was updated on October 16, 2026 and iM캐피탈 on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*