# 현대캐피탈 공식 앱 vs SGI M(SGI서울보증)

The clearest difference is rating: 현대캐피탈 공식 앱 at 4.3 against SGI M(SGI서울보증)'s 2.0. 현대캐피탈 공식 앱 also leads on review sentiment (90% vs 52%) and ratings volume (53 vs 4). SGI M(SGI서울보증)'s advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

현대캐피탈 공식 앱 holds the better App Store score, 4.3 against 2.0. That said, the two scores are not equally well evidenced: 현대캐피탈 공식 앱 has 53 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 90% of 현대캐피탈 공식 앱's written reviews are positive against 52% of SGI M(SGI서울보증)'s.

현대캐피탈 공식 앱 ships an update monthly, SGI M(SGI서울보증) every 2 months. Both last shipped on September 23, 2026.

## The numbers

| Metric | 현대캐피탈 공식 앱 | SGI M(SGI서울보증) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (53 ratings)](https://appshunter.io/ios/app/id396080329/reviews)** | [2.0 (4 ratings)](https://appshunter.io/ios/app/sgi-msgi/id6443694425/reviews) |
| Number of ratings | **53** | 4 |
| Positive reviews | **90.3% of reviews** | 52.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 243 MB | 78 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hyundai Capital Services](https://appshunter.io/developer/370914875) | [SGI서울보증](https://appshunter.io/developer/638584684) |

## What reviewers say

### 현대캐피탈 공식 앱

[App page](https://appshunter.io/ios/app/id396080329)

Access a range of financial and mobility services, including car loans, direct financing, and personal loans. Manage your existing products, track vehicle information, and get personalized recommendations for a streamlined financial experience.

**Highlights:** Quick access to financial and mobility services, Manage existing product status, Direct car financing with discounts, Loan application and comparison, Vehicle and asset management, Personalized content recommendations

**Features:** Vision Pro support

**In-app purchases:** none


### SGI M(SGI서울보증)

[App page](https://appshunter.io/ios/app/sgi-msgi/id6443694425)

Manage your insurance contracts conveniently from your smartphone. Offers secure login options and electronic signing for various services, including new online-exclusive product sales. Contact customer service for assistance.

**Highlights:** Insurance contract management, Secure login via financial certificate or phone verification, Quick login with Kakao/Naver, Electronic signing with various certificates, New online-exclusive product sales

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 현대캐피탈 공식 앱 free?

현대캐피탈 공식 앱 is free to download, with no in-app purchases.

### Is SGI M(SGI서울보증) free?

SGI M(SGI서울보증) is free to download, with no in-app purchases.

### Which has better reviews, 현대캐피탈 공식 앱 or SGI M(SGI서울보증)?

현대캐피탈 공식 앱 is rated higher. 현대캐피탈 공식 앱 averages 4.3 out of 5 from 53 ratings, while SGI M(SGI서울보증) averages 2.0 from 4 ratings.

### Do 현대캐피탈 공식 앱 or SGI M(SGI서울보증) have ads?

Neither 현대캐피탈 공식 앱 nor SGI M(SGI서울보증) shows ads.

### Which is updated more often, 현대캐피탈 공식 앱 or SGI M(SGI서울보증)?

현대캐피탈 공식 앱 ships an update monthly, and SGI M(SGI서울보증) every 2 months. Most recently, 현대캐피탈 공식 앱 was updated on September 23, 2026 and SGI M(SGI서울보증) on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*