# Mobile Banking UniCredit vs m

The clearest difference is update cadence: Mobile Banking UniCredit at monthly against m's every 3 months. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Mobile Banking UniCredit against 4.8 for m. Both are backed by a comparable volume of ratings — 3.2K and 1.2K respectively. Written reviews split almost evenly too, at 45% and 45% positive.

Mobile Banking UniCredit ships an update monthly, m every 3 months. Both last shipped on October 26, 2026.

## The numbers

| Metric | Mobile Banking UniCredit | m |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (3.2K ratings)](https://appshunter.io/ios/app/mobile-banking-unicredit/id396670008/reviews) | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/m-ba/id1011241697/reviews)** |
| Number of ratings | **3.2K** | 1.2K |
| Positive reviews | 44.8% of reviews | **45.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 381 MB | 453 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UniCredit](https://appshunter.io/developer/396670011) | [UniCredit Bank d.d. (BiH)](https://appshunter.io/developer/1011241696) |

## What reviewers say

### Mobile Banking UniCredit

[App page](https://appshunter.io/ios/app/mobile-banking-unicredit/id396670008)

Manage your finances securely and conveniently from your smartphone. View accounts, make transfers, pay bills, and track expenses. You can even open a new account and use biometric login for added security.

**Highlights:** View account balances and transactions, Make SEPA and extra SEPA transfers, Pay bills and top-up cards, Track and organize expenses, Biometric login and transaction authorization, Find nearby ATMs and branches, Open new accounts via smartphone

**Features:** Apple Wallet, iMessage stickers

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Straightforward app design
- 🚀 Fast and responsive
- 🚀 Convenient banking features
- 👍 Reliable banking services

**What reviewers complain about**

- 🐛 Frequent crashes and technical issues
- 🔒 Overly complex security measures
- 🤯 Confusing and illogical UI
- 🤔 Lack of clarity on PIN requirements
- 🤬 Poor customer service and support

**Reported bugs**

- Login and activation issues
- Inability to update contact information
- Incompatibility with older devices
- Unreliable payment and transfer features

**Requested features**

- Improve app stability and reliability
- Streamline security processes
- Enhance UI/UX for better usability
- Provide clear instructions on PIN usage
- Improve customer support and communication


### m

[App page](https://appshunter.io/ios/app/m-ba/id1011241697)

Manage your finances on the go with this mobile banking app. Check balances, pay bills, transfer funds, and manage cards. It offers secure login, contactless payments, and budgeting tools for complete financial oversight.

**Highlights:** Account balance and transaction overview, Bill payments, International payments, Card management and limits, Contactless payments with Apple Pay, Biometric login, Personal finance manager

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent app
- 👍 Functional and simple
- 👍 Best mobile banking app in BiH
- 👍 Great app, works well
- 👍 Improved with each update

**What reviewers complain about**

- 🐛 Inaccurate transaction confirmations
- 🐛 Inconsistent app behavior across devices
- 🐛 Outdated and confusing UI
- 🐛 Slow app performance
- 🐛 Unreliable account balance information

**Reported bugs**

- App crashes on iPhone 8+
- NFC payments not working
- Widget functionality lost

**Requested features**

- Add Apple Pay support
- Implement dark theme
- Improve transaction categorization
- Introduce 24/7 fund transfers
- Provide an easily accessible exchange rate list


## Frequently asked questions

### Is Mobile Banking UniCredit free?

Mobile Banking UniCredit is free to download, with no in-app purchases.

### Is m free?

m is free to download, with no in-app purchases.

### Which has better reviews, Mobile Banking UniCredit or m?

m is rated higher. Mobile Banking UniCredit averages 4.7 out of 5 from 3.2K ratings, while m averages 4.8 from 1.2K ratings.

### Do Mobile Banking UniCredit or m have ads?

Neither Mobile Banking UniCredit nor m shows ads.

### Which is updated more often, Mobile Banking UniCredit or m?

Mobile Banking UniCredit ships an update monthly, and m every 3 months. Most recently, Mobile Banking UniCredit was updated on October 26, 2026 and m on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*