# Mobile Banking UniCredit vs API mBank

The clearest difference is update cadence: Mobile Banking UniCredit at monthly against API mBank's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mobile Banking UniCredit ships an update monthly, API mBank every 4 months. The most recent releases landed on October 18, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Mobile Banking UniCredit | API mBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3.2K ratings)](https://appshunter.io/ios/app/mobile-banking-unicredit/id396670008/reviews)** | — |
| Number of ratings | **3.2K** | — |
| Positive reviews | 45.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | — |
| Size | 381 MB | 56 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UniCredit](https://appshunter.io/developer/396670011) | [API Bank a.d. Beograd](https://appshunter.io/developer/1314365292) |

## What reviewers say

### Mobile Banking UniCredit

[App page](https://appshunter.io/ios/app/mobile-banking-unicredit/id396670008)

Manage your finances securely and conveniently from your smartphone. View accounts, make transfers, pay bills, and track expenses. You can even open a new account and use biometric login for added security.

**Highlights:** View account balances and transactions, Make SEPA and extra SEPA transfers, Pay bills and top-up cards, Track and organize expenses, Biometric login and transaction authorization, Find nearby ATMs and branches, Open new accounts via smartphone

**Features:** Apple Wallet, iMessage stickers

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Straightforward app design
- 🚀 Fast and responsive
- 🚀 Convenient banking features
- 👍 Reliable banking services

**What reviewers complain about**

- 🐛 Frequent crashes and technical issues
- 🔒 Overly complex security measures
- 🤯 Confusing and illogical UI
- 🤔 Lack of clarity on PIN requirements
- 🤬 Poor customer service and support

**Reported bugs**

- Login and activation issues
- Inability to update contact information
- Incompatibility with older devices
- Unreliable payment and transfer features

**Requested features**

- Improve app stability and reliability
- Streamline security processes
- Enhance UI/UX for better usability
- Provide clear instructions on PIN usage
- Improve customer support and communication


### API mBank

[App page](https://appshunter.io/ios/app/api-mbank/id6468471731)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Mobile Banking UniCredit free?

Mobile Banking UniCredit is free to download, with no in-app purchases.

### Is API mBank free?

API mBank is free to download, with no in-app purchases.

### Do Mobile Banking UniCredit or API mBank have ads?

Neither Mobile Banking UniCredit nor API mBank shows ads.

### Which is updated more often, Mobile Banking UniCredit or API mBank?

Mobile Banking UniCredit ships an update monthly, and API mBank every 4 months. Most recently, Mobile Banking UniCredit was updated on October 18, 2026 and API mBank on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*