# SETCO ONE vs PCU Anywhere

The clearest difference is in-app purchases: PCU Anywhere at none against SETCO ONE's 2. PCU Anywhere also leads on ratings volume (1.3K vs 11) and update cadence (every 5 weeks vs every 4 months). SETCO ONE's advantage is review sentiment (100% vs 67%) and iOS requirement (16.0 vs 18.4). On price, rating, ads and device support there is nothing between them.

Both are free to download. SETCO ONE sells 2 in-app purchases, starting at $0.99 per month. PCU Anywhere asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for SETCO ONE against 4.8 for PCU Anywhere. That said, the two scores are not equally well evidenced: PCU Anywhere has 1.3K ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 100% of SETCO ONE's written reviews are positive against 67% of PCU Anywhere's.

SETCO ONE ships an update every 4 months, PCU Anywhere every 5 weeks. The most recent releases landed on June 24, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | SETCO ONE | PCU Anywhere |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (11 ratings)](https://appshunter.io/ios/app/setco-one/id396947719/reviews)** | [4.8 (1.3K ratings)](https://appshunter.io/ios/app/pcu-anywhere/id6504883123/reviews) |
| Number of ratings | 11 | **1.3K** |
| Positive reviews | **100.0% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Freemium | **Free** |
| Size | 356 MB | 179 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 9+ | 4+ |
| Developer | [Setco Services,L.L.C.](https://appshunter.io/developer/395940654) | [Panhandle Credit Union](https://appshunter.io/developer/976363325) |

## What reviewers say

### SETCO ONE

[App page](https://appshunter.io/ios/app/setco-one/id396947719)

This app helps real estate professionals quickly generate seller net sheets and buyer estimates for clients. It offers preloaded calculations and closing costs specific to cities and counties, with a premium subscription for enhanced features.

**Highlights:** City/county specific closing costs, Seller net sheets generation, Buyer estimates creation, Preloaded calculations, 30-day free trial for premium

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


### PCU Anywhere

[App page](https://appshunter.io/ios/app/pcu-anywhere/id6504883123)

Manage your finances on the go with this mobile banking application. Check balances, make payments, transfer funds, deposit checks, and monitor your credit score. It also offers tools for financial management and locating branches and ATMs.

**Highlights:** Check account and loan balances, Make payments and transfer money, Deposit checks via mobile, Manage debit cards, Monitor credit score and report, Aggregate external financial accounts, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is SETCO ONE free?

SETCO ONE is free to download, with in-app purchases available.

### Is PCU Anywhere free?

PCU Anywhere is free to download, with no in-app purchases.

### Which has better reviews, SETCO ONE or PCU Anywhere?

SETCO ONE is rated higher. SETCO ONE averages 4.8 out of 5 from 11 ratings, while PCU Anywhere averages 4.8 from 1.3K ratings.

### Do SETCO ONE or PCU Anywhere have ads?

Neither SETCO ONE nor PCU Anywhere shows ads.

### Which is updated more often, SETCO ONE or PCU Anywhere?

SETCO ONE ships an update every 4 months, and PCU Anywhere every 5 weeks. Most recently, SETCO ONE was updated on June 24, 2026 and PCU Anywhere on September 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*