# SETCO ONE vs True Calculator

The clearest difference is ratings volume: SETCO ONE at 11 against True Calculator's 1. True Calculator's advantage is update cadence (every 6 weeks vs every 4 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. SETCO ONE sells 2 in-app purchases, starting at $0.99 per month and True Calculator sells 2 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

True Calculator holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SETCO ONE has 11 ratings behind it against 1, so its average is the more settled of the two.

SETCO ONE ships an update every 4 months, True Calculator every 6 weeks. The most recent releases landed on October 5, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | SETCO ONE | True Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (11 ratings)](https://appshunter.io/ios/app/setco-one/id396947719/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/true-calculator/id6767256383/reviews)** |
| Number of ratings | **11** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 6 weeks** |
| Monetization | Freemium | Freemium |
| Size | 356 MB | 9 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 9+ | 17+ |
| Developer | [Setco Services,L.L.C.](https://appshunter.io/developer/395940654) | [Close4Life](https://appshunter.io/developer/1777292794) |

## What reviewers say

### SETCO ONE

[App page](https://appshunter.io/ios/app/setco-one/id396947719)

This app helps real estate professionals quickly generate seller net sheets and buyer estimates for clients. It offers preloaded calculations and closing costs specific to cities and counties, with a premium subscription for enhanced features.

**Highlights:** City/county specific closing costs, Seller net sheets generation, Buyer estimates creation, Preloaded calculations, 30-day free trial for premium

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


### True Calculator

[App page](https://appshunter.io/ios/app/true-calculator/id6767256383)

This app provides professional financial analysis tools for commercial real estate investors. It offers features for deal analysis, cash flow projections, property comparisons, and generating offering memorandums. Users can choose from free basic tools to advanced subscription tiers with AI-powered content generation.

**Highlights:** Professional financial calculator, Cash flow projections, Side-by-side property comparison, Offering Memorandum builder, AI-powered content generation, Cloud sync across devices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic Monthly | $12.99 | per month |
| Professional Monthly | $29.99 | per month |


## Frequently asked questions

### Is SETCO ONE free?

SETCO ONE is free to download, with in-app purchases available.

### Is True Calculator free?

True Calculator is free to download, with in-app purchases available.

### Which has better reviews, SETCO ONE or True Calculator?

True Calculator is rated higher. SETCO ONE averages 4.8 out of 5 from 11 ratings, while True Calculator averages 5.0 from 1 ratings.

### Do SETCO ONE or True Calculator have ads?

Neither SETCO ONE nor True Calculator shows ads.

### Which is updated more often, SETCO ONE or True Calculator?

SETCO ONE ships an update every 4 months, and True Calculator every 6 weeks. Most recently, SETCO ONE was updated on October 5, 2026 and True Calculator on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*