# HUB24 vs BT Panorama

The clearest difference is review sentiment: BT Panorama at 23% against HUB24's 2%. HUB24's advantage is iOS requirement (10.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HUB24 ships an update every 6 months, BT Panorama every 3 months. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | HUB24 | BT Panorama |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 1.9% of reviews | **22.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 0 MB | 51 MB |
| Requires iOS | **10.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hub24 Pty Ltd](https://appshunter.io/developer/397323098) | [BT Financial Group Pty Ltd](https://appshunter.io/developer/592988289) |

## What reviewers say

### HUB24

[App page](https://appshunter.io/ios/app/hub24/id397323095)

This app provides on-the-go access to your financial accounts. Advisers can manage client portfolios, transact, and download reports. Clients can view account snapshots, performance, and download statements.

**Highlights:** Full platform functionality for advisers, Transact on client accounts, Download reports and statements, Check FUM and performance, View asset valuations, Account snapshot for clients

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers complain about**

- ❌ Difficult login process
- ❌ App crashes frequently
- ❌ Outdated user interface
- ❌ Poor navigation
- ❌ Lacks basic features

**Reported bugs**

- Login fields shift focus
- Buttons are disabled
- App freezes
- UI glitches
- App crashes on startup

**Requested features**

- Support for password managers (autofill, copy-paste)
- Face ID/Touch ID/Biometric login
- Persistent login sessions
- PIN login option
- Native app development


### BT Panorama

[App page](https://appshunter.io/ios/app/bt-panorama/id1000509933)

Access and manage your investment accounts on the go. View portfolio performance, trade securities, make payments, and get market insights. Secure login options and virtual assistant support are available.

**Highlights:** View portfolio balance and performance, Trade listed securities and managed funds, Make payments and schedule transactions, Access market information and ESG data, Secure login with biometrics, Virtual assistant support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 👍 Great app functionality
- 👍 Good market information
- 👍 Reliable for tracking balances
- 👍 Powerful functionality

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 App crashes often
- 🐛 Technical difficulties/maintenance
- 🐛 Inaccessible frequently
- 🐛 Updates cause problems

**Reported bugs**

- Forced to update frequently
- Facial recognition and PIN issues
- App crashes when accessing certain areas
- App shuts down when accessing beneficiaries
- Login issues after updates

**Requested features**

- Display term deposits in maturity date order
- 24/7 online chat support
- Compare super performance against ASX 200
- Face recognition login
- Dark mode option


## Frequently asked questions

### Is HUB24 free?

HUB24 is free to download, with no in-app purchases.

### Is BT Panorama free?

BT Panorama is free to download, with no in-app purchases.

### Do HUB24 or BT Panorama have ads?

Neither HUB24 nor BT Panorama shows ads.

### Which is updated more often, HUB24 or BT Panorama?

HUB24 ships an update every 6 months, and BT Panorama every 3 months. Most recently, HUB24 was updated on September 23, 2026 and BT Panorama on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*