# HUB24 vs Ubank

The clearest difference is review sentiment: Ubank at 44% against HUB24's 3%. Ubank also leads on update cadence (fortnightly vs every 7 months). HUB24's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HUB24 ships an update every 7 months, Ubank fortnightly. Both last shipped on October 26, 2026.

## The numbers

| Metric | HUB24 | Ubank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.6 (167 ratings)](https://appshunter.io/ios/app/ubank-digital-banking/id1449543099/reviews)** |
| Number of ratings | — | **167** |
| Positive reviews | 2.9% of reviews | **43.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 54 MB | 134 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hub24 Pty Ltd](https://appshunter.io/developer/397323098) | [86 400 Technology Pty Ltd](https://appshunter.io/developer/1395091065) |

## What reviewers say

### HUB24

[App page](https://appshunter.io/ios/app/hub24/id397323095)

This app provides on-the-go access to your financial accounts. Advisers can manage client portfolios, transact, and download reports. Clients can view account snapshots, performance, and download statements.

**Highlights:** Full platform functionality for advisers, Transact on client accounts, Download reports and statements, Check FUM and performance, View asset valuations, Account snapshot for clients

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers complain about**

- ❌ Difficult login process
- ❌ App crashes frequently
- ❌ Outdated user interface
- ❌ Poor navigation
- ❌ Lacks basic features

**Reported bugs**

- Login fields shift focus
- Buttons are disabled
- App freezes
- UI glitches
- App crashes on startup

**Requested features**

- Support for password managers (autofill, copy-paste)
- Face ID/Touch ID/Biometric login
- Persistent login sessions
- PIN login option
- Native app development


### Ubank

[App page](https://appshunter.io/ios/app/ubank-digital-banking/id1449543099)

Manage your finances with a digital bank offering tools for spending, saving, and earning. Features include no monthly fees, bonus interest on savings, spending insights, and bill planning. Easily link external accounts and set savings goals.

**Highlights:** No monthly fees, Bonus interest on savings, Spending insights and pay cycle sync, Bill planner and separate bills account, Shared accounts for partners, Savings targets and autosave, Link external bank accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple and easy banking
- 🔒 Secure and trustworthy
- 👍 User-friendly app and website
- 💰 Competitive interest rates
- 🤝 Shared accounts feature

**What reviewers complain about**

- 🐛 Buggy app with frequent crashes and login issues
- 🔒 Restrictive ID requirements for account opening
- 🤔 Confusing changes to account structure and transaction rules
- 🕰️ Slow customer support and unresponsive to issues
- 💳 Inability to pay directly from savings accounts

**Reported bugs**

- Passkey login frequently not working
- Account balance not updating correctly
- Inability to delete old passkeys
- Swipe back gesture not functioning
- App freezing on splash screen

**Requested features**

- Custom expense categorization
- Apple Watch app or home screen widgets
- Improved transaction history and balance tracking
- Seamless integration with other bank accounts
- More transparency around interest rate changes


## Frequently asked questions

### Is HUB24 free?

HUB24 is free to download, with no in-app purchases.

### Is Ubank free?

Ubank is free to download, with no in-app purchases.

### Do HUB24 or Ubank have ads?

Neither HUB24 nor Ubank shows ads.

### Which is updated more often, HUB24 or Ubank?

HUB24 ships an update every 7 months, and Ubank fortnightly. Most recently, HUB24 was updated on October 26, 2026 and Ubank on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*