# 利嘉閣‧按揭易 vs BoC Pay+

The clearest difference is ads: BoC Pay+ at none against 利嘉閣‧按揭易's shown. BoC Pay+ also leads on update cadence (every 4 weeks vs every 2 months). 利嘉閣‧按揭易's advantage is review sentiment (54% vs 43%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

利嘉閣‧按揭易 ships an update every 2 months, BoC Pay+ every 4 weeks. The most recent releases landed on October 3, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | 利嘉閣‧按揭易 | BoC Pay+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.7 (11 ratings)](https://appshunter.io/ios/app/boc-pay-plus/id1403690384/reviews)** |
| Number of ratings | — | **11** |
| Positive reviews | **53.8% of reviews** | 43.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | — | Free |
| Size | 46 MB | 243 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Ricacorp Properties Limited](https://appshunter.io/developer/396297385) | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) |

## What reviewers say

### 利嘉閣‧按揭易

[App page](https://appshunter.io/ios/app/id397663264)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BoC Pay+

[App page](https://appshunter.io/ios/app/boc-pay-plus/id1403690384)

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

**Highlights:** Top up with BOC Credit Cards, Manage credit cards, Apply for installments, Earn and redeem points, Check gift points balance, Small amount payment without password

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 利嘉閣‧按揭易 free?

利嘉閣‧按揭易 is free to download, with no in-app purchases.

### Is BoC Pay+ free?

BoC Pay+ is free to download, with no in-app purchases.

### Do 利嘉閣‧按揭易 or BoC Pay+ have ads?

利嘉閣‧按揭易 shows ads; BoC Pay+ does not.

### Which is updated more often, 利嘉閣‧按揭易 or BoC Pay+?

利嘉閣‧按揭易 ships an update every 2 months, and BoC Pay+ every 4 weeks. Most recently, 利嘉閣‧按揭易 was updated on October 3, 2026 and BoC Pay+ on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*