# Michigan First App vs DivDat Mobile Payments App

Michigan First App and DivDat Mobile Payments App both sit at 4.8 stars, but that hides the real split: 94% of Michigan First App's written reviews are positive against 41% of DivDat Mobile Payments App's. Michigan First App also leads on update cadence (every 6 weeks vs every 3 months) and ratings volume (26K vs 5.7K). DivDat Mobile Payments App's advantage is iOS requirement (11.0 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Michigan First App against 4.8 for DivDat Mobile Payments App. Both are backed by a comparable volume of ratings — 26K and 5.7K respectively. Written reviews are what separate them: 94% of Michigan First App's written reviews are positive against 41% of DivDat Mobile Payments App's.

Michigan First App ships an update every 6 weeks, DivDat Mobile Payments App every 3 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | Michigan First App | DivDat Mobile Payments App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (26K ratings)](https://appshunter.io/ios/app/michigan-first-app/id397680629/reviews)** | [4.8 (5.7K ratings)](https://appshunter.io/ios/app/divdat-mobile-payments-app/id1229265627/reviews) |
| Number of ratings | **26K** | 5.7K |
| Positive reviews | **94.0% of reviews** | 41.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 142 MB | 23 MB |
| Requires iOS | 15.6 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Michigan First Credit Union](https://appshunter.io/developer/397680632) | [DivDat](https://appshunter.io/developer/1229265626) |

## What reviewers say

### Michigan First App

[App page](https://appshunter.io/ios/app/michigan-first-app/id397680629)

Manage your finances conveniently with a mobile banking experience designed for ease and security. Access all the features of a large bank with personalized local service. Simplify your banking tasks on the go.

**Highlights:** View account balances, Check transaction history, Transfer funds, Pay bills and loans, Deposit checks, Find branches and ATMs, Secure messaging, Cardless ATM access, Zelle integration

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 👍 User-friendly app
- 💳 Helpful for managing finances
- 🏦 Positive experience with credit union
- 💰 Seamless money transfers

**What reviewers complain about**

- 🐛 Glitches and bugs
- 🔒 Security concerns
- 💳 Issues with debit/credit card management
- 💰 Overdraft fees and holds on funds
- 🔍 Limited functionality compared to website

**Reported bugs**

- App crashes and fails to load
- Inconsistent syncing of transactions
- Issues with auto-pay and recurring payments
- Problems with mobile deposit and fund holds

**Requested features**

- Improved mobile check deposit process
- Ability to manage multiple accounts easily
- Enhanced budgeting and money management tools
- Faster processing of transactions and payments
- Integration with digital wallets (e.g., Apple Pay)


### DivDat Mobile Payments App

[App page](https://appshunter.io/ios/app/divdat-mobile-payments-app/id1229265627)

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

**Highlights:** Add local billers, Multiple payment methods, Payment reminders, Auto-Pay option, QR code for kiosk use, Text-to-Pay option, Historical payment tracking

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 💡 Streamlined and always accessible
- 👍 User-friendly design
- 👍 Saves time
- 👍 Excellent tech support

**What reviewers complain about**

- 🐛 Slow performance and errors
- 🐛 Payment processing issues
- 🐛 Unreliable app functionality
- 💰 Excessive service fees
- 🐛 Inconsistent account/bill display

**Reported bugs**

- App crashes when entering phone number
- Inaccurate bill amounts displayed
- Inability to find/link accounts
- Payments not properly recorded

**Requested features**

- Ability to delete planned payments
- Support for all payment methods
- Improved error messaging
- Integration with city water/tax portals


## Frequently asked questions

### Is Michigan First App free?

Michigan First App is free to download, with no in-app purchases.

### Is DivDat Mobile Payments App free?

DivDat Mobile Payments App is free to download, with no in-app purchases.

### Which has better reviews, Michigan First App or DivDat Mobile Payments App?

Michigan First App is rated higher. Michigan First App averages 4.8 out of 5 from 26K ratings, while DivDat Mobile Payments App averages 4.8 from 5.7K ratings.

### Do Michigan First App or DivDat Mobile Payments App have ads?

Neither Michigan First App nor DivDat Mobile Payments App shows ads.

### Which is updated more often, Michigan First App or DivDat Mobile Payments App?

Michigan First App ships an update every 6 weeks, and DivDat Mobile Payments App every 3 months. Most recently, Michigan First App was updated on October 29, 2026 and DivDat Mobile Payments App on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*