# Michigan First App vs MyPDCU

Michigan First App and MyPDCU both sit at 4.8 stars, but that hides the real split: 94% of Michigan First App's written reviews are positive against 76% of MyPDCU's. Michigan First App also leads on ratings volume (26K vs 2.5K) and monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Michigan First App against 4.8 for MyPDCU. That said, the two scores are not equally well evidenced: Michigan First App has 26K ratings behind it against 2.5K, so its average is the more settled of the two. Written reviews are what separate them: 94% of Michigan First App's written reviews are positive against 76% of MyPDCU's.

Michigan First App ships an update every 6 weeks, MyPDCU monthly. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Michigan First App | MyPDCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (26K ratings)](https://appshunter.io/ios/app/michigan-first-app/id397680629/reviews)** | [4.8 (2.5K ratings)](https://appshunter.io/ios/app/mypdcu/id6477319399/reviews) |
| Number of ratings | **26K** | 2.5K |
| Positive reviews | **94.0% of reviews** | 76.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 142 MB | 198 MB |
| Requires iOS | **15.6** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Michigan First Credit Union](https://appshunter.io/developer/397680632) | [People Driven Credit Union](https://appshunter.io/developer/771114877) |

## What reviewers say

### Michigan First App

[App page](https://appshunter.io/ios/app/michigan-first-app/id397680629)

Manage your finances conveniently with a mobile banking experience designed for ease and security. Access all the features of a large bank with personalized local service. Simplify your banking tasks on the go.

**Highlights:** View account balances, Check transaction history, Transfer funds, Pay bills and loans, Deposit checks, Find branches and ATMs, Secure messaging, Cardless ATM access, Zelle integration

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 👍 User-friendly app
- 💳 Helpful for managing finances
- 🏦 Positive experience with credit union
- 💰 Seamless money transfers

**What reviewers complain about**

- 🐛 Glitches and bugs
- 🔒 Security concerns
- 💳 Issues with debit/credit card management
- 💰 Overdraft fees and holds on funds
- 🔍 Limited functionality compared to website

**Reported bugs**

- App crashes and fails to load
- Inconsistent syncing of transactions
- Issues with auto-pay and recurring payments
- Problems with mobile deposit and fund holds

**Requested features**

- Improved mobile check deposit process
- Ability to manage multiple accounts easily
- Enhanced budgeting and money management tools
- Faster processing of transactions and payments
- Integration with digital wallets (e.g., Apple Pay)


### MyPDCU

[App page](https://appshunter.io/ios/app/mypdcu/id6477319399)

Manage all your financial accounts, including those from other institutions, in one place. Organize transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

**Highlights:** Aggregate financial accounts, Organize transactions with tags/notes, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View statements, Find branches/ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Modern and improved
- 👍 Great bill pay system
- 👍 Good options and functionality

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Confusing and hard to navigate
- 👎 Lacks important account information

**Reported bugs**

- App crashes and doesn't work
- Redirects to App Store for updates

**Requested features**

- Easier account-to-account transfers
- Clearer transaction history and balances


## Frequently asked questions

### Is Michigan First App free?

Michigan First App is free to download, with no in-app purchases.

### Is MyPDCU free?

MyPDCU is free to download, with no in-app purchases.

### Which has better reviews, Michigan First App or MyPDCU?

Michigan First App is rated higher. Michigan First App averages 4.8 out of 5 from 26K ratings, while MyPDCU averages 4.8 from 2.5K ratings.

### Do Michigan First App or MyPDCU have ads?

Neither Michigan First App nor MyPDCU shows ads.

### Which is updated more often, Michigan First App or MyPDCU?

Michigan First App ships an update every 6 weeks, and MyPDCU monthly. Most recently, Michigan First App was updated on November 7, 2026 and MyPDCU on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*