# Michigan First App vs CLVR AI

The clearest difference is in-app purchases: Michigan First App at none against CLVR AI's 1. Michigan First App also leads on ratings volume (26K vs 9) and rating (4.8 vs 4.6). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. CLVR AI sells 1 in-app purchase, starting at $3.99 per 7 days. Michigan First App asks for nothing beyond the download.

Michigan First App holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Michigan First App has 26K ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 94% of Michigan First App's written reviews are positive against 100% of CLVR AI's, so the app with the better star average is not the one people write more warmly about.

Michigan First App ships an update every 6 weeks, CLVR AI every 2 months. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Michigan First App | CLVR AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (26K ratings)](https://appshunter.io/ios/app/michigan-first-app/id397680629/reviews)** | [4.6 (9 ratings)](https://appshunter.io/ios/app/clvr-ai/id6748774181/reviews) |
| Number of ratings | **26K** | 9 |
| Positive reviews | 94.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | **Free** | Freemium |
| Size | 142 MB | 4 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Michigan First Credit Union](https://appshunter.io/developer/397680632) | [Jeff Davis](https://appshunter.io/developer/1811161236) |

## What reviewers say

### Michigan First App

[App page](https://appshunter.io/ios/app/michigan-first-app/id397680629)

Manage your finances conveniently with a mobile banking experience designed for ease and security. Access all the features of a large bank with personalized local service. Simplify your banking tasks on the go.

**Highlights:** View account balances, Check transaction history, Transfer funds, Pay bills and loans, Deposit checks, Find branches and ATMs, Secure messaging, Cardless ATM access, Zelle integration

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 👍 User-friendly app
- 💳 Helpful for managing finances
- 🏦 Positive experience with credit union
- 💰 Seamless money transfers

**What reviewers complain about**

- 🐛 Glitches and bugs
- 🔒 Security concerns
- 💳 Issues with debit/credit card management
- 💰 Overdraft fees and holds on funds
- 🔍 Limited functionality compared to website

**Reported bugs**

- App crashes and fails to load
- Inconsistent syncing of transactions
- Issues with auto-pay and recurring payments
- Problems with mobile deposit and fund holds

**Requested features**

- Improved mobile check deposit process
- Ability to manage multiple accounts easily
- Enhanced budgeting and money management tools
- Faster processing of transactions and payments
- Integration with digital wallets (e.g., Apple Pay)


### CLVR AI

[App page](https://appshunter.io/ios/app/clvr-ai/id6748774181)

Track stocks and cryptocurrencies with real-time market updates. Advanced AI analysis and scanning features are available through a subscription.

**Highlights:** Real-time stock and crypto updates, AI analysis, Market scanner, Portfolio tracking

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CleverAnalystAI Pro Weekly | $3.99 | per 7 days |


## Frequently asked questions

### Is Michigan First App free?

Michigan First App is free to download, with no in-app purchases.

### Is CLVR AI free?

CLVR AI is free to download, with in-app purchases available.

### Which has better reviews, Michigan First App or CLVR AI?

Michigan First App is rated higher. Michigan First App averages 4.8 out of 5 from 26K ratings, while CLVR AI averages 4.6 from 9 ratings.

### Do Michigan First App or CLVR AI have ads?

Neither Michigan First App nor CLVR AI shows ads.

### Which is updated more often, Michigan First App or CLVR AI?

Michigan First App ships an update every 6 weeks, and CLVR AI every 2 months. Most recently, Michigan First App was updated on November 1, 2026 and CLVR AI on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*