# Qualifier Plus IIIx/fx vs FinLocker

The clearest difference is rating: Qualifier Plus IIIx/fx at 4.9 against FinLocker's 3.9. Qualifier Plus IIIx/fx also leads on ratings volume (3.5K vs 19) and chart position (#128 vs unranked). FinLocker's advantage is in-app purchases (none vs 2) and update cadence (monthly vs every 10 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Qualifier Plus IIIx/fx sells 2 in-app purchases, starting at $5.99 per month. FinLocker asks for nothing beyond the download.

Qualifier Plus IIIx/fx holds the better App Store score, 4.9 against 3.9. That said, the two scores are not equally well evidenced: Qualifier Plus IIIx/fx has 3.5K ratings behind it against 19, so its average is the more settled of the two. Written reviews complicate that: 89% of Qualifier Plus IIIx/fx's written reviews are positive against 100% of FinLocker's, so the app with the better star average is not the one people write more warmly about.

Qualifier Plus IIIx/fx ships an update every 10 months, FinLocker monthly. The most recent releases landed on October 18, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Qualifier Plus IIIx/fx | FinLocker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (3.5K ratings)](https://appshunter.io/ios/app/qualifier-plus-iiixfx/id398253583/reviews)** | [3.9 (19 ratings)](https://appshunter.io/ios/app/finlocker/id1435921445/reviews) |
| Number of ratings | **3.5K** | 19 |
| Positive reviews | 89.2% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 10 months | **Monthly** |
| Monetization | Subscription | **Ad-supported** |
| Best chart rank | **#128** | — |
| Size | 28 MB | 114 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 12+ |
| Developer | [Calculated Industries](https://appshunter.io/developer/370406449) | [Finlocker LLC](https://appshunter.io/developer/1357188723) |

## What reviewers say

### Qualifier Plus IIIx/fx

[App page](https://appshunter.io/ios/app/qualifier-plus-iiixfx/id398253583)

**Currently charting:** #128 Top Grossing · Finance (US App Store)

This app provides advanced real estate and mortgage finance calculations for professionals. It offers instant solutions for loan payments, buyer qualifying, cash flow analysis, and more, directly on your mobile device.

**Highlights:** Instant loan payment calculations (P&I, PITI), Buyer qualifying for conventional, FHA, and VA loans, Complete cash flow solutions (IRR, NPV, NFV), Amortization schedules with remaining balances, Bi-weekly loans and ARMS calculations, Rent vs. Buy comparisons, Date Math function

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Full Access | $5.99 | per month |
| 1 Year Full Access | $29.99 | per year |

**What reviewers like**

- 🚀 Convenient and portable
- 👍 Powerful and feature-rich
- 💡 Helpful for real estate professionals
- 👍 Familiar interface for existing users
- 💡 Email integration for sharing calculations

**What reviewers complain about**

- 💰 Subscription model is frustrating
- 🐛 Occasional bugs and glitches
- 💰 Perceived as greedy by developers
- 🔒 Requires in-app purchase to use

**Reported bugs**

- Numbers not saving or changing
- Compatibility issues with newer devices

**Requested features**

- Dark mode option
- Basic free version
- Improved user guide and documentation


### FinLocker

[App page](https://appshunter.io/ios/app/finlocker/id1435921445)

This app helps you manage your finances, get mortgage-ready, and search for homes. It organizes account balances, transactions, credit scores, and spending analysis in one place. You can also track your budget and access personal finance articles and videos.

**Highlights:** Financial dashboard, Budget tracking and alerts, Free credit score and report, Mortgage readiness assessment, Real estate property search, Secure data sharing

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Qualifier Plus IIIx/fx free?

Qualifier Plus IIIx/fx is free to download, with in-app purchases available.

### Is FinLocker free?

FinLocker is free to download, with no in-app purchases.

### Which has better reviews, Qualifier Plus IIIx/fx or FinLocker?

Qualifier Plus IIIx/fx is rated higher. Qualifier Plus IIIx/fx averages 4.9 out of 5 from 3.5K ratings, while FinLocker averages 3.9 from 19 ratings.

### Do Qualifier Plus IIIx/fx or FinLocker have ads?

Neither Qualifier Plus IIIx/fx nor FinLocker shows ads.

### Which is updated more often, Qualifier Plus IIIx/fx or FinLocker?

Qualifier Plus IIIx/fx ships an update every 10 months, and FinLocker monthly. Most recently, Qualifier Plus IIIx/fx was updated on October 18, 2026 and FinLocker on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*