# Qualifier Plus IIIx/fx vs HomePal

The clearest difference is in-app purchases: HomePal at none against Qualifier Plus IIIx/fx's 2. HomePal also leads on update cadence (monthly vs every 10 months) and iOS requirement (13.0 vs 15.0). Qualifier Plus IIIx/fx's advantage is ratings volume (3.5K vs 1) and chart position (#135 vs unranked). On price, rating, ads and device support there is nothing between them.

Both are free to download. Qualifier Plus IIIx/fx sells 2 in-app purchases, starting at $5.99 per month. HomePal asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for Qualifier Plus IIIx/fx against 5.0 for HomePal. That said, the two scores are not equally well evidenced: Qualifier Plus IIIx/fx has 3.5K ratings behind it against 1, so its average is the more settled of the two.

Qualifier Plus IIIx/fx ships an update every 10 months, HomePal monthly. The most recent releases landed on October 29, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Qualifier Plus IIIx/fx | HomePal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (3.5K ratings)](https://appshunter.io/ios/app/qualifier-plus-iiixfx/id398253583/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/homepal/id6473648353/reviews)** |
| Number of ratings | **3.5K** | 1 |
| Positive reviews | 89.2% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 10 months | **Monthly** |
| Monetization | Subscription | **Free** |
| Best chart rank | **#135** | — |
| Size | 28 MB | 62 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 17+ |
| Developer | [Calculated Industries](https://appshunter.io/developer/370406449) | [HomePal LLC](https://appshunter.io/developer/1719338674) |

## What reviewers say

### Qualifier Plus IIIx/fx

[App page](https://appshunter.io/ios/app/qualifier-plus-iiixfx/id398253583)

**Currently charting:** #135 Top Grossing · Finance (US App Store)

This app provides advanced real estate and mortgage finance calculations for professionals. It offers instant solutions for loan payments, buyer qualifying, cash flow analysis, and more, directly on your mobile device.

**Highlights:** Instant loan payment calculations (P&I, PITI), Buyer qualifying for conventional, FHA, and VA loans, Complete cash flow solutions (IRR, NPV, NFV), Amortization schedules with remaining balances, Bi-weekly loans and ARMS calculations, Rent vs. Buy comparisons, Date Math function

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Full Access | $5.99 | per month |
| 1 Year Full Access | $29.99 | per year |

**What reviewers like**

- 🚀 Convenient and portable
- 👍 Powerful and feature-rich
- 💡 Helpful for real estate professionals
- 👍 Familiar interface for existing users
- 💡 Email integration for sharing calculations

**What reviewers complain about**

- 💰 Subscription model is frustrating
- 🐛 Occasional bugs and glitches
- 💰 Perceived as greedy by developers
- 🔒 Requires in-app purchase to use

**Reported bugs**

- Numbers not saving or changing
- Compatibility issues with newer devices

**Requested features**

- Dark mode option
- Basic free version
- Improved user guide and documentation


### HomePal

[App page](https://appshunter.io/ios/app/homepal/id6473648353)

Easily calculate mortgage payments with a suite of precise calculators. Navigate the home buying process with educational content and connect directly with your loan officer for professional advice and document management.

**Highlights:** 13 precise mortgage calculators, Home affordability estimation, Refinance decision support, Step-by-step home buying guide, Loan program identification, Secure document upload, Direct loan officer messaging

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Qualifier Plus IIIx/fx free?

Qualifier Plus IIIx/fx is free to download, with in-app purchases available.

### Is HomePal free?

HomePal is free to download, with no in-app purchases.

### Which has better reviews, Qualifier Plus IIIx/fx or HomePal?

HomePal is rated higher. Qualifier Plus IIIx/fx averages 4.9 out of 5 from 3.5K ratings, while HomePal averages 5.0 from 1 ratings.

### Do Qualifier Plus IIIx/fx or HomePal have ads?

Neither Qualifier Plus IIIx/fx nor HomePal shows ads.

### Which is updated more often, Qualifier Plus IIIx/fx or HomePal?

Qualifier Plus IIIx/fx ships an update every 10 months, and HomePal monthly. Most recently, Qualifier Plus IIIx/fx was updated on October 29, 2026 and HomePal on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*