# Qualifier Plus IIIx/fx vs ChatUWM

The clearest difference is review sentiment: Qualifier Plus IIIx/fx at 89% against ChatUWM's 41%. Qualifier Plus IIIx/fx also leads on rating (4.9 vs 3.8) and ratings volume (3.5K vs 181). ChatUWM's advantage is in-app purchases (none vs 2) and update cadence (every 2 weeks vs every 10 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Qualifier Plus IIIx/fx sells 2 in-app purchases, starting at $5.99 per month. ChatUWM asks for nothing beyond the download.

Qualifier Plus IIIx/fx holds the better App Store score, 4.9 against 3.8. That said, the two scores are not equally well evidenced: Qualifier Plus IIIx/fx has 3.5K ratings behind it against 181, so its average is the more settled of the two. Written reviews point the same way: 89% of Qualifier Plus IIIx/fx's written reviews are positive against 41% of ChatUWM's.

Qualifier Plus IIIx/fx ships an update every 10 months, ChatUWM every 2 weeks. The most recent releases landed on October 18, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Qualifier Plus IIIx/fx | ChatUWM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (3.5K ratings)](https://appshunter.io/ios/app/qualifier-plus-iiixfx/id398253583/reviews)** | [3.8 (181 ratings)](https://appshunter.io/ios/app/chatuwm/id796646444/reviews) |
| Number of ratings | **3.5K** | 181 |
| Positive reviews | **89.2% of reviews** | 41.4% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 2 weeks** |
| Monetization | Subscription | **Free** |
| Best chart rank | **#135** | — |
| Size | 28 MB | 101 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Calculated Industries](https://appshunter.io/developer/370406449) | [UWM](https://appshunter.io/developer/796646447) |

## What reviewers say

### Qualifier Plus IIIx/fx

[App page](https://appshunter.io/ios/app/qualifier-plus-iiixfx/id398253583)

**Currently charting:** #135 Top Grossing · Finance (US App Store)

This app provides advanced real estate and mortgage finance calculations for professionals. It offers instant solutions for loan payments, buyer qualifying, cash flow analysis, and more, directly on your mobile device.

**Highlights:** Instant loan payment calculations (P&I, PITI), Buyer qualifying for conventional, FHA, and VA loans, Complete cash flow solutions (IRR, NPV, NFV), Amortization schedules with remaining balances, Bi-weekly loans and ARMS calculations, Rent vs. Buy comparisons, Date Math function

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Full Access | $5.99 | per month |
| 1 Year Full Access | $29.99 | per year |

**What reviewers like**

- 🚀 Convenient and portable
- 👍 Powerful and feature-rich
- 💡 Helpful for real estate professionals
- 👍 Familiar interface for existing users
- 💡 Email integration for sharing calculations

**What reviewers complain about**

- 💰 Subscription model is frustrating
- 🐛 Occasional bugs and glitches
- 💰 Perceived as greedy by developers
- 🔒 Requires in-app purchase to use

**Reported bugs**

- Numbers not saving or changing
- Compatibility issues with newer devices

**Requested features**

- Dark mode option
- Basic free version
- Improved user guide and documentation


### ChatUWM

[App page](https://appshunter.io/ios/app/chatuwm/id796646444)

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

**Highlights:** Loan pipeline management, Loan locking and submission, Rate checking, Scenario creation, Chat support, Document access, Home value estimation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 All-in-one mortgage professional tool
- 🚀 Efficient loan management and tracking
- 💡 Innovative features and continuous improvement
- 👍 Access to files anytime, anywhere
- 👍 Streamlines workflow for brokers

**What reviewers complain about**

- 😞 Not for homeowners/customers
- 🐛 CR does not work
- 🐛 App doesn't work for some users
- 🐛 Login issues (password errors, not saving logins)
- 🐛 App crashes

**Reported bugs**

- CR does not work
- App doesn't find account
- App keeps crashing
- App always logs you out
- App never saves logins

**Requested features**

- App for homeowners/customers
- Customer-facing app for payments and loan activity
- Ability to manage mortgage payments
- Ability to schedule loan payments
- User-friendly interface for consumers


## Frequently asked questions

### Is Qualifier Plus IIIx/fx free?

Qualifier Plus IIIx/fx is free to download, with in-app purchases available.

### Is ChatUWM free?

ChatUWM is free to download, with no in-app purchases.

### Which has better reviews, Qualifier Plus IIIx/fx or ChatUWM?

Qualifier Plus IIIx/fx is rated higher. Qualifier Plus IIIx/fx averages 4.9 out of 5 from 3.5K ratings, while ChatUWM averages 3.8 from 181 ratings.

### Do Qualifier Plus IIIx/fx or ChatUWM have ads?

Neither Qualifier Plus IIIx/fx nor ChatUWM shows ads.

### Which is updated more often, Qualifier Plus IIIx/fx or ChatUWM?

Qualifier Plus IIIx/fx ships an update every 10 months, and ChatUWM every 2 weeks. Most recently, Qualifier Plus IIIx/fx was updated on October 18, 2026 and ChatUWM on October 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*