# 뱅크페이 vs 신한 SOL페이

The clearest difference is rating: 신한 SOL페이 at 3.2 against 뱅크페이's 1.5. 신한 SOL페이 also leads on review sentiment (37% vs 15%) and update cadence (monthly vs every 3 months). 뱅크페이's advantage is monetization model (free vs free with in-app purchases) and ratings volume (1.3K vs 336). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

신한 SOL페이 holds the better App Store score, 3.2 against 1.5. Both are backed by a comparable volume of ratings — 1.3K and 336 respectively. Written reviews point the same way: 15% of 뱅크페이's written reviews are positive against 37% of 신한 SOL페이's.

뱅크페이 ships an update every 3 months, 신한 SOL페이 monthly. The most recent releases landed on October 17, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | 뱅크페이 | 신한 SOL페이 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (1.3K ratings)](https://appshunter.io/ios/app/id398456030/reviews) | **[3.2 (336 ratings)](https://appshunter.io/ios/app/sol/id572462317/reviews)** |
| Number of ratings | **1.3K** | 336 |
| Positive reviews | 14.5% of reviews | **37.4% of reviews** |
| In-app purchases | No | No |
| Ads | — | Yes |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 11 MB | 262 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KFTC](https://appshunter.io/developer/370391938) | [Shinhan Card Co., Ltd.](https://appshunter.io/developer/360679920) |

## What reviewers say

### 뱅크페이

[App page](https://appshunter.io/ios/app/id398456030)

This app allows users to make payments through real-time bank transfers at mobile shopping malls and ZeroPay merchants. It leverages the financial network operated by the Korea Financial Telecommunications and Clearings Institute, along with domestic banks and securities firms, for convenient and secure mobile payments.

**Highlights:** Real-time bank transfer payments, ZeroPay QR code payments, Payment history lookup, Mobile shopping mall payments, Simple payment options

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⏳ Extremely slow loading and processing times
- 🤯 Confusing and complex user interface
- ❌ Inability to complete basic payment processes
- 🔒 Unnecessary and outdated authentication methods

**Reported bugs**

- App crashes when camera is turned on for QR code scanning
- App freezes or crashes during payment process
- Errors during OTP authentication
- Login issues, returning to the start screen
- Payment completion button not appearing

**Requested features**

- Support for KakaoPay and Toss
- Implement simpler payment methods like bank transfer
- Improve ARS call authentication process and reduce waiting time
- Allow use of mobile OTP
- Improve QR code scanning functionality


### 신한 SOL페이

[App page](https://appshunter.io/ios/app/sol/id572462317)

This comprehensive financial platform integrates payments, asset management, and lifestyle services. It offers convenient banking, shopping, content, and exclusive benefits from the Shinhan Financial Group, all accessible through a user-friendly interface.

**Highlights:** Integrated payments and banking, Comprehensive asset management, Personalized content and shopping, Exclusive Shinhan Financial Group benefits, Easy membership and card registration, Digital ID and certificate management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient app
- 💡 Innovative features like Play to Earn
- 🔒 Secure app with good security features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤔 Confusing UI and navigation
- ⚠️ Unreliable app performance
- 🤯 Frustrating user experience

**Reported bugs**

- Login and authentication issues
- Incompatibility with certain devices
- Unreliable in-app payments and transactions
- Frequent app freezes and force closures

**Requested features**

- Improve app stability and reduce crashes
- Simplify UI and make navigation more intuitive
- Provide better support for overseas users
- Add more customization options


## Frequently asked questions

### Is 뱅크페이 free?

뱅크페이 is free to download, with no in-app purchases.

### Is 신한 SOL페이 free?

신한 SOL페이 is free to download, with no in-app purchases.

### Which has better reviews, 뱅크페이 or 신한 SOL페이?

신한 SOL페이 is rated higher. 뱅크페이 averages 1.5 out of 5 from 1.3K ratings, while 신한 SOL페이 averages 3.2 from 336 ratings.

### Which is updated more often, 뱅크페이 or 신한 SOL페이?

뱅크페이 ships an update every 3 months, and 신한 SOL페이 monthly. Most recently, 뱅크페이 was updated on October 17, 2026 and 신한 SOL페이 on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*