# 뱅크페이 vs 하나Pay(하나카드)

The clearest difference is rating: 하나Pay(하나카드) at 4.4 against 뱅크페이's 1.5. 하나Pay(하나카드) also leads on update cadence (every 5 weeks vs every 3 months) and review sentiment (23% vs 15%). 뱅크페이's advantage is monetization model (free vs free with in-app purchases). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

하나Pay(하나카드) holds the better App Store score, 4.4 against 1.5. Both are backed by a comparable volume of ratings — 1.3K and 699 respectively. Written reviews point the same way: 15% of 뱅크페이's written reviews are positive against 23% of 하나Pay(하나카드)'s.

뱅크페이 ships an update every 3 months, 하나Pay(하나카드) every 5 weeks. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | 뱅크페이 | 하나Pay(하나카드) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (1.3K ratings)](https://appshunter.io/ios/app/id398456030/reviews) | **[4.4 (699 ratings)](https://appshunter.io/ios/app/pay/id847268987/reviews)** |
| Number of ratings | **1.3K** | 699 |
| Positive reviews | 14.5% of reviews | **23.2% of reviews** |
| In-app purchases | No | No |
| Ads | — | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 11 MB | 228 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KFTC](https://appshunter.io/developer/370391938) | [Hana Card Co., Ltd.](https://appshunter.io/developer/940292922) |

## What reviewers say

### 뱅크페이

[App page](https://appshunter.io/ios/app/id398456030)

This app allows users to make payments through real-time bank transfers at mobile shopping malls and ZeroPay merchants. It leverages the financial network operated by the Korea Financial Telecommunications and Clearings Institute, along with domestic banks and securities firms, for convenient and secure mobile payments.

**Highlights:** Real-time bank transfer payments, ZeroPay QR code payments, Payment history lookup, Mobile shopping mall payments, Simple payment options

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⏳ Extremely slow loading and processing times
- 🤯 Confusing and complex user interface
- ❌ Inability to complete basic payment processes
- 🔒 Unnecessary and outdated authentication methods

**Reported bugs**

- App crashes when camera is turned on for QR code scanning
- App freezes or crashes during payment process
- Errors during OTP authentication
- Login issues, returning to the start screen
- Payment completion button not appearing

**Requested features**

- Support for KakaoPay and Toss
- Implement simpler payment methods like bank transfer
- Improve ARS call authentication process and reduce waiting time
- Allow use of mobile OTP
- Improve QR code scanning functionality


### 하나Pay(하나카드)

[App page](https://appshunter.io/ios/app/pay/id847268987)

Manage your finances with a single card app. Make faster payments via QR/barcode or widgets, view all your financial information at a glance, and receive personalized benefits and event notifications. It also offers expense management and fund transfers.

**Highlights:** QR/barcode payments without password/fingerprint, Widget and home screen shortcuts for quick payments, AI-powered personalized menu suggestions, All financial information at a glance, Expense management and spending analysis, Account inquiry and fund transfers, Personalized benefits and event notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient
- 💡 Useful features like KTX discounts and Kakao Taxi integration

**What reviewers complain about**

- 🐛 Slow and unresponsive app
- 🔒 Lack of support for other languages, especially English
- 🔍 Confusing and cluttered UI/UX
- 🔌 Poor performance when used abroad

**Reported bugs**

- Frequent crashes and freezes
- Issues with account registration and authentication
- Incompatibility with certain devices and operating systems

**Requested features**

- Add English language support
- Improve app speed and responsiveness
- Simplify and streamline the UI
- Provide better support for overseas users


## Frequently asked questions

### Is 뱅크페이 free?

뱅크페이 is free to download, with no in-app purchases.

### Is 하나Pay(하나카드) free?

하나Pay(하나카드) is free to download, with no in-app purchases.

### Which has better reviews, 뱅크페이 or 하나Pay(하나카드)?

하나Pay(하나카드) is rated higher. 뱅크페이 averages 1.5 out of 5 from 1.3K ratings, while 하나Pay(하나카드) averages 4.4 from 699 ratings.

### Which is updated more often, 뱅크페이 or 하나Pay(하나카드)?

뱅크페이 ships an update every 3 months, and 하나Pay(하나카드) every 5 weeks. Most recently, 뱅크페이 was updated on October 17, 2026 and 하나Pay(하나카드) on October 18, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*