# 中国银行 vs 咸鱼记账

The clearest difference is review sentiment: 咸鱼记账 at 67% against 中国银行's 8%. 咸鱼记账 also leads on rating (4.9 vs 2.0) and iOS requirement (11.0 vs 13.0). 中国银行's advantage is in-app purchases (none vs 4) and update cadence (monthly vs every 5 months). On price, ads and device support there is nothing between them.

Both are free to download. 咸鱼记账 sells 4 one-off in-app purchases. 中国银行 asks for nothing beyond the download.

咸鱼记账 holds the better App Store score, 4.9 against 2.0. That said, the two scores are not equally well evidenced: 中国银行 has 619 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 8% of 中国银行's written reviews are positive against 67% of 咸鱼记账's.

中国银行 ships an update monthly, 咸鱼记账 every 5 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | 中国银行 | 咸鱼记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (619 ratings)](https://appshunter.io/ios/app/id399608199/reviews) | **[4.9 (15 ratings)](https://appshunter.io/ios/app/id1580903277/reviews)** |
| Number of ratings | **619** | 15 |
| Positive reviews | 8.2% of reviews | **66.7% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | — | Free with in-app purchases |
| Size | 364 MB | 11 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [中国银行股份有限公司](https://appshunter.io/developer/392493980) | [海 徐](https://appshunter.io/developer/1452449271) |

## What reviewers say

### 中国银行

[App page](https://appshunter.io/ios/app/id399608199)

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Straightforward design
- 💡 Useful features like mobile payments
- 🚀 Fast and responsive

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 👎 Difficult to navigate and use
- 🤖 Poor facial recognition and login issues
- 💸 Excessive ads and notifications
- 🤔 Lack of customization options

**Reported bugs**

- Constant app crashes
- Login and authentication problems
- Inability to update personal information
- Unreliable transaction processing

**Requested features**

- Dark mode option
- Improved facial recognition
- More user-friendly interface
- Better customer support


### 咸鱼记账

[App page](https://appshunter.io/ios/app/id1580903277)

Effortlessly track your finances with a streamlined interface for quick entry and detailed categorization. Visualize your spending with smart charts and easily export your financial records. Securely store important card and certificate information locally.

**Highlights:** 1-second fast bookkeeping, Detailed expense categorization, Smart monthly financial charts, One-click bill export, Local card and certificate storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 小猪记账1元打赏 | $0.99 | one-time |
| 小猪记账6元打赏 | $0.99 | one-time |
| 小猪记账18元打赏 | $2.99 | one-time |
| 小猪记账38元打赏 | $4.99 | one-time |


## Frequently asked questions

### Is 中国银行 free?

中国银行 is free to download, with no in-app purchases.

### Is 咸鱼记账 free?

咸鱼记账 is free to download, with in-app purchases available.

### Which has better reviews, 中国银行 or 咸鱼记账?

咸鱼记账 is rated higher. 中国银行 averages 2.0 out of 5 from 619 ratings, while 咸鱼记账 averages 4.9 from 15 ratings.

### Do 中国银行 or 咸鱼记账 have ads?

Neither 中国银行 nor 咸鱼记账 shows ads.

### Which is updated more often, 中国银行 or 咸鱼记账?

中国银行 ships an update monthly, and 咸鱼记账 every 5 months. Most recently, 中国银行 was updated on October 24, 2026 and 咸鱼记账 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*